125 North Fulton St. Ithaca, NY 14850
Phone: (607) 273-4611
Toll Free: (877) 273-AFCU      Contact

Living Wage 2013 Chart

 Alternatives Federal Credit Union Living Wage Study 2013

Category Month (2010) Month (2012) Percent Change Year (2012) Comments Source
Rent $811.00 $836.00 3.08% $10,032.00 Fair Market rent for single bedroom apartment including utilities HUD
Food $203.60 $218.50 7.32% $2,622.20 Average of low-cost food plan for males and females ages 19-50 USDA
Transportation $179.03 $189.01 5.57% $2,268.12 Weighted average of amount spent on cars, car share, public transportation, and bicycle maintenance ACS, BLS, EIA, TCAT
Communication $59.99 $63.24 5.42% $758.88 Nationwide prepaid cell phone and internet AT&T, Verizon, Time Warner
Health Care $173.08 $188.64 8.99% $2,263.68 Employee's share of premium and out of pocket medical expenses BLS, Alternatives
Recreation $101.62 $107.00 5.29% $1,284.00 Adjusted for inflation  
Savings $60.78 $64.00 5.30% $768.00 Adjusted for inflation  
Miscellaneous $110.46 $113.75 2.98% $1,365.00 Apparel products, housekeeping supplies and personal care products and service BLS
             
Net (Subtotal) $1,699.56 $1,780.14 4.74% $21,361.68    
Payroll tax $114.28 $167.33 46.42% $2,007.95    
Federal tax $149.23 $165.91 11.18% $1,990.91    
State tax $59.56 $73.47 23.36% $881.67    
TOTAL $2,022.63 $2,186.85 8.12% $26,242.21    
             
hourly @ 40hrs./week $11.67 $12.62

   

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Joe Nolan, Home Green Home

My family's credit union has been Alternatives since '96; We liked the mission, and who could resist banking in a converted house? In 2005 I started thinking about a retail start-up called "Home Green Home" that would sell healthy and eco-conscious home furnishings and renovation supplies. The Business CENTS class helped me to understand and develop the elements of a business plan, and set me on the path to taking the big leap.

At every stage, I've felt well supported by Alternatives' friendly staff. From one-on-one consultation to business banking and credit needs, I've received quick, helpful service at Alternatives. We always look to partner with organizations that share our values, and Alternatives fits the bill.


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