125 North Fulton St. Ithaca, NY 14850
Phone: (607) 273-4611
Toll Free: (877) 273-AFCU      Contact

Alternatives Credit Card

Alternatives ATIRAcredit card (Mastercard)
Alternatives has partnered with TMG Financial Services, a consortium of credit unions, to offer the Alternatives ATIRAcredit card.
More information here. 

If you are a current ATIRAcredit card member, you can make payments online or at Alternatives. Payments can also be made by calling 888-428-4721 between 8:00 AM - 8:00 PM EST. To activate your ATIRAcredit card, call 888-691-8661.

For a lost or stolen Alternatives ATIRAcredit card, call 888-428-4721, or from outside the US, call collect: 515-457-5568.  

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The Credit Path

As Alternatives Credit Union has grown and changed, our use of the Credit Path model of financial empowerment has changed as well. Originally developed by Bill Myers as a way of understanding our members' financial situations and incorporating that into our business planning, the Credit Path describes where people are situated at various points along a continuum between poverty and self-sufficiency. Our job, as a community development financial institution, is to help our members move along that continuum by empowering them to make decisions, and offering opportunities, that will move them towards financial self-sufficiency. more»

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