Lisa Richter, Managing Director of ShoreBank Advisory Services and keynote speaker

Bill Myers CEO, addresses the 2003 Annual Meeting.

Karl Graham Senior Accountant and Carol Chernikoff, Director of Lending, accepting accolades on their help with the building.

Leni Hochman COO, toasting Carol Chernikoff, Director of Lending, on her 20th Anniversary.

Tom Hoebbel of Thomas Hoebbel Photography, Accepting the Jeff Furman Award for Social Responsibility in Business.