125 North Fulton St. Ithaca, NY 14850
Phone: (607) 273-4611
Toll Free: (877) 273-AFCU      Contact

Annual Report

To read our Annual Report, you must have Acrobat Reader installed on your computer. You can get Acrobat and clear instruction on how to use it here.

Pick up your copy of the Annual Report at Alternatives Credit Union, or e-mail Marketing@alternatives.org to request one by mail.

2013 Annual Report (.pdf format) 3.4MB
2012 Annual Report (.pdf format) 3.8MB
2011 Annual Report (.pdf format) 2.97MB
2010 Annual Report (.pdf format) 2.12MB
2009 Annual Report (.pdf format) 936 KB
2008 Annual Report (.pdf format) 2.87MB
2008 Annual Report (.pdf format) 2.87MB
2007 Annual Report (.pdf format) 8.75MB
2005 Annual Report (.pdf format) 7.75MB
2004 Annual Report (.pdf format) 8.6MB
2003 Annual Report (.pdf format) 5.5MB
2002 Annual Report
Cover (.pdf format) 0.3MB
Report (.pdf format) 6.8MB
Photo Scrapbook (.pdf format) 12.4M
2001 Annual Report (.pdf format) 24.1MB
2000 Annual Report (.pdf format) 2.2MB
 

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The Credit Path

As Alternatives Credit Union has grown and changed, our use of the Credit Path model of financial empowerment has changed as well. Originally developed by Bill Myers as a way of understanding our members' financial situations and incorporating that into our business planning, the Credit Path describes where people are situated at various points along a continuum between poverty and self-sufficiency. Our job, as a community development financial institution, is to help our members move along that continuum by empowering them to make decisions, and offering opportunities, that will move them towards financial self-sufficiency. more»


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