MEMBER PROFILE

Orlando Aramini

I was getting beaten up by local banks and their penalties/fees. I got my taxes done through Alternatives' Free Tax Preparation program and found the people very friendly. It's a pleasure to feel the lack of pressure that banks put on me. Having folks listen and care does make a difference!

BUSINESS SERVICES
Over twenty years ago a group of small businesses wanted to expand and couldn't get capital from the banking system.

Alternatives Federal Credit Union was chartered to address that problem. It's stated directly in our Mission Statement: Alternatives provides "Capital investments in individuals, small business and non-profits." Serving small business, as well as non-profits, is promoting smart community development. Small businesses, especially start-ups, are engines of local economic development. Small businesses play a major role in job creation in New York, creating 80% of all new jobs.

Most banks ignore businesses when they have less than a million dollars in annual sales. Small business or "micro-enterprise" lending is our specialty. Alternatives designs products and services to meet the needs of small businesses: retail, service, small manufacturers, home-based businesses, cooperatives, worker-owned businesses, non-profits and start-ups.

WHAT WE OFFER:

Lending

Education

Products & Services