125 North Fulton St. Ithaca, NY 14850
Phone: (607) 273-4611
Toll Free: (877) 273-AFCU      Contact

Business

Business Loans & Services

In 1979, a group of small businesses wanted to expand and couldn't get capital from the banking system.

Alternatives was chartered to address that problem. Serving small business, as well as non-profits, is promoting smart community development. Small businesses, especially start-ups, are engines of local economic development. Small businesses play a major role in job creation in New York, creating 80% of all new jobs.

Most banks ignore businesses when they have less than a million dollars in annual sales. Small business or "micro-enterprise" lending is our specialty. Alternatives designs products and services to meet the needs of small businesses: retail, service, small manufacturers, home-based businesses, cooperatives, worker-owned businesses, non-profits and start-ups. 

What We Offer:

Lending

Education

Products & Services

Online Access

eStatements Prior to Dec. 2012 »

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Ariana Blossom, Blossom Success Coaching

I was attracted to Alternatives' educational programs MoneyWise and Business CENTS. I knew I needed to learn more about finances to successfully run a business. I applied for the business IDA - this coupled with the guest lecturers were of great use to my business education. I am now a Professional Success Coach working with individuals and businesses for greater vision and empowerment. Alternatives has been a huge help in my success.


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