125 North Fulton St. Ithaca, NY 14850
Phone: (607) 273-4611
Toll Free: (877) 273-AFCU      Contact

Services for Businesses


Convenient remote banking service include:

 Marketing Support

  • Free advertising on our Business Yellow Pages
  • Brochure and business card rack in lobby
  • Community information bulletin board
  • Featured monthly member artists in lobby gallery
  • RoundOff for non-profit organizations - donations from members
  • Profiles on our web and in publications

Business CENTS (Community Enterprise Networking and Training Services)
Business CENTS offers entrepreneurial training courses, workshops, one-on-one consulting, networking, and other small business support.

Other services:

Regulatory updates
Pursuant to Federal Law (Reg. GG), unlawful internet gambling transactions are prohibited from being processed through your account. Restricted transactions include acceptance of credit, funds, instruments or other proceeds in connection with unlawful Internet gambling.


Online Access

eStatements Prior to Dec. 2012 »

Loan Rates
Deposit Rates

Donate »

Your gift to Alternatives Impact helps our community!

Chris Setlock

In the spring of 2014, we learned that our minivan needed repairs in excess of it's value. We'd already been cutting back on our auto use, and were trying to walk and bike more. We'd been talking with friends and reading about cargo bikes as a car alternative. Around the same time, a new business, "Boxy Bikes" opened in Ithaca, which specializes in electric and cargo bikes. We found a model we were interested in, and approached alternatives seeking financing. Alternatives set us up with a signature loan, and a "green loan" discount on our rate. Thanks to Alternatives, we are now the happy owners of a "Yuba Mundo" Electric Cargo bike. We can get anywhere we need to go, using no gas, and creating no emissions. I can carry two passengers, or a weeks worth of groceries. The loan will be paid off in two years, and the bike could last for many more, at a fraction of the cost of an automobile.

Education »

Discover how you can gain control of your finances...

Alternatives Federal Credit Union ("Alternatives") provides a hyperlink to Google Translate� for convenience only and without any responsibility for the accuracy of translations. Alternatives has no control over this unrelated, free and entirely computerized translation program. Computerized translations are only an attempted approximation of the website�s original content and thus Alternatives makes no representations or warranties of any kind with respect to the accuracy, reliability or completeness of any translations. Persons using translated information do so at their own risk.