125 North Fulton St. Ithaca, NY 14850
Phone: (607) 273-4611
Toll Free: (877) 273-AFCU      E-mail
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Community Programs

Alternatives Impact | Community Development

More than a financial institution, Alternatives' mission is to build wealth and create economic opportunity. We do this by offering education and asset building programs.

Business CENTS (Community Enterprise Networking and Training Services) is our small business development program offering education, counseling and support services to micro-entrepreneurs.

Individual Development Accounts (IDAs) are an asset building program. Savings by low income participants are matched to provide assistance in paying for a home, education or small business.

Student Credit Unions provides financial education, banking services and hands-on teller training for people under the age of nineteen.

Community Partnership Lending (CPL) is a way to partner with non-profits to expand lending to their underserved clients.

Money Wise is our 7 week financial education course.

Free Tax Preparation for any member or non-member who qualifies.

Investment Opportunities for those interested in supporting Alternatives with market rate investments or to help even more, below market rate investments.

The Livable Wage Study shows how much money is needed to live in Tompkins County. The study provides a benchmark for local employers and employees.

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Becki Hildreth

Before changing professions, I worked in local banks for years. They were bought out by others, so I found a bank that I thought would meet my needs. When I began to work at True Insurance, I had a Health Savings Account at Alternatives and that was it. I was impressed by the service that I received - I could always ask questions and get an answer right away. When I went to my back to get a personal loan, I was denied, so I thought I would try Alternatives. Without really even knowing me, they gave me the loan. I moved all my acccounts to Alternatives. I will always recommend Alternatives to all my clients. Best little credit union around!


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