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MEMBER PROFILE
Renee Marquis

I participated in the IDA First Home Club in 2000, but later on decided to use it to start my own photography business instead. With the IDA funds I was able to buy a camera and computer. I loved attending the Business CENTS class! It really helped me to write a business plan. It also taught me that networking is really key. I really felt like I could contribue to the class as well as learn from others there. I now have four photographers that work for me.

Community Programs
Pay It Forward Contest

More than a financial institution, Alternatives' mission is to build wealth and create economic opportunity. We do this by offering education and asset building programs.

Business CENTS (Community Enterprise Networking and Training Services) is our small business development program offering education, counseling and support services to micro-entrepreneurs.

Individual Development Accounts (IDAs) are an asset building program. Savings by low income participants are matched to provide assistance in paying for a home, education or small business.

Student Credit Unions provides financial education, banking services and hands-on teller training for people under the age of nineteen.

Community Partnership Lending (CPL) is a way to partner with non-profits to expand lending to their underserved clients.

Money Wise is our 7 week financial education course.

Free Tax Preparation for any member or non-member who qualifies.

Investment Opportunities for those interested in supporting Alternatives with market rate investments or to help even more, below market rate investments.

The Livable Wage Study shows how much money is needed to live in Tompkins County. The study provides a benchmark for local employers and employees.