More than a financial institution, Alternatives' mission is to build wealth and create economic opportunity. We do this by offering education and asset building programs.
Business CENTS (Community Enterprise Networking and Training Services) is our small business development program offering education, counseling and support services to micro-entrepreneurs.
Individual Development Accounts (IDAs) are an asset building program. Savings by low income participants are matched to provide assistance in paying for a home, education or small business.
Student Credit Unions provides financial education, banking services and hands-on teller training for people under the age of nineteen.
Community Partnership Lending (CPL) is a way to partner with non-profits to expand lending to their underserved clients.
MoneyWise is our seven week financial education course.
MoneyMatters is a series of classes that will run once a month all year. These classes will be held on Saturday mornings from 10am to 12pm. We will discuss a new topic each month like credit reports, money management, tracking expenses, student loans, and much more. These are standalone classes intended for you to pick the topics that most interest you and meet your schedule.
Free Tax Preparation for any member or non-member who qualifies.
Investment Opportunities for those interested in supporting Alternatives with market rate investments or to help even more, below market rate investments.
The Livable Wage Study shows how much money is needed to live in Tompkins County. The study provides a benchmark for local employers and employees.