125 North Fulton St. Ithaca, NY 14850
Phone: (607) 273-4611
Toll Free: (877) 273-AFCU      Contact

Community Support Account

Community Support Account

The Community Support Account (CSA)
is a great way for you to help your favorite local non-profit organization just by opening an account or being approved for a personal loan with Alternatives. Existing Alternatives members can also designate their current accounts for inclusion in the CSA program.

Eligible accounts include:

• Checking and Savings accounts
• Auto and Personal loans

Account types that are not eligible include: business accounts and loans (including commercial mortgages), mortgages and home equity loans, Student Credit Union accounts, IOLA accounts, trust and escrow accounts.

How it works
By opening or maintaining a positive balance of your accounts, Alternatives FCU will make a payment to your favorite non-profit based on the balances in your account and the accounts of all the other members who have signed up.

Instant $30
$30.00 for each new member opening a CSA checking account.

Annual 1.0%
For new personal and auto loans, Alternatives donates 1% of the average loan balance for the first year to your chosen non-profit.

0.10% Annual
In addition to your interest earnings, Alternatives donates .1% of the average balance of qualified deposit accounts to your chosen non-profit.

*Program rules and restrictions apply.

Participating organizations
We are adding new non-profits as the program grows. Stay tuned.

Cancer Resource Center

Civic Ensemble

Finger Lakes ReUse

Friendship Donations Network

To join
We open accounts in person at our 125 N. Fulton St. branch six days a week. For loans, apply online. Please request the CSA account (and the non-profit you want to support) to your loan officer after you are approved.
Already a member?
Great! You can easily call or email us to let us know that you would like to switch your account(s) to the CSA account. 

Online Access

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Your gift to Alternatives Impact helps our community!

Chris Setlock

In the spring of 2014, we learned that our minivan needed repairs in excess of it's value. We'd already been cutting back on our auto use, and were trying to walk and bike more. We'd been talking with friends and reading about cargo bikes as a car alternative. Around the same time, a new business, "Boxy Bikes" opened in Ithaca, which specializes in electric and cargo bikes. We found a model we were interested in, and approached alternatives seeking financing. Alternatives set us up with a signature loan, and a "green loan" discount on our rate. Thanks to Alternatives, we are now the happy owners of a "Yuba Mundo" Electric Cargo bike. We can get anywhere we need to go, using no gas, and creating no emissions. I can carry two passengers, or a weeks worth of groceries. The loan will be paid off in two years, and the bike could last for many more, at a fraction of the cost of an automobile.

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