125 North Fulton St. Ithaca, NY 14850
Phone: (607) 273-4611
Toll Free: (877) 273-AFCU      Contact



Our goal is to give you the tools necessary for you to become financially self-sufficient. Our hope is that these services will assist you in any way possible to meet your financial goals.

1. We partner with
BALANCE, a confidential financial counseling and education service. This service, available by phone (and with many online tools as well), is FREE to our members!

2. Sometimes a friendly face makes discussing finances easier. You might choose to contact Alternatives' Financial Counselor instead of calling BALANCE because our Counselor:

  • is well acquainted with Alternatives' products and services and would be able to advise which of our services might help you find your way to financial fitness;
  • has knowledge of local community services to direct you to for assistance with financial matters;

    can help you:
    — determine financial goals
    — develop spending plans
    — help with credit repair
    — help with credit choices

Appointments can be made Monday through Friday from 9:00 AM to 5:00 PM by e-mailing Brendan Wilbur or calling him at 216-3445.





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Claire N.

It is very satisfying to have a way to put in writing how well I have been treated at Alternatives Federal Credit Union since I first moved to Ithaca over 20 years ago. It is not just the philosophy and community mindedness that impresses me, but that no matter what questions I have, if the employee does not know the answer at that time, that person finds someone who does, so that I am reassured when the conversation is over.

In this busy, over-stressed society, I am glad that I have a financial institution that makes intentional choices to work with the individual with resolutions that effect the individual's well-being, as well as the whole community and beyond.

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