125 North Fulton St. Ithaca, NY 14850
Phone: (607) 273-4611
Toll Free: (877) 273-AFCU      Contact



Our goal is to give you the tools necessary for you to become financially self-sufficient. Our hope is that these services will assist you in any way possible to meet your financial goals.

1. We partner with
BALANCE, a confidential financial counseling and education service. This service, available by phone (and with many online tools as well), is FREE to our members!

2. Sometimes a friendly face makes discussing finances easier. You might choose to contact Alternatives' Financial Counselor instead of calling BALANCE because our Counselor:

  • is well acquainted with Alternatives' products and services and would be able to advise which of our services might help you find your way to financial fitness;
  • has knowledge of local community services to direct you to for assistance with financial matters;

    can help you:
    — determine financial goals
    — develop spending plans
    — help with credit repair
    — help with credit choices

Appointments can be made Monday through Friday from 9:00 AM to 5:00 PM by e-mailing Brendan Wilbur or calling him at 216-3445.





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Gary H.

I came to Alternatives for a new car loan and a truck loan. I also referred my son to Alternatives for a new vehicle loan, my daughter for a new vehicle loan, and a close friend for a home improvement and new car loan.

I really liked the speed in which I received the money: I filled out the application mid-morning and I had my check for mid-afternoon. The people were very easy to work with.

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