125 North Fulton St. Ithaca, NY 14850
Phone: (607) 273-4611
Toll Free: (877) 273-AFCU      Contact

FINANCIAL COUNSELING

TWO WAYS TO OBTAIN FINANCIAL COUNSELING, BOTH FREE!

Our goal is to give you the tools necessary for you to become financially self-sufficient. Our hope is that these services will assist you in any way possible to meet your financial goals.

1. We partner with 
BALANCE, a confidential financial counseling and education service. This service, available by phone (and with many online tools as well), is FREE to our members!

2. Sometimes a friendly face makes discussing finances easier. You might choose to contact Alternatives' Financial Counselors instead of calling BALANCE because our Counselors:

  • are well acquainted with Alternatives' products and services and would be able to advise which of our services might help you find your way to financial fitness;
  • has knowledge of local community services to direct you to for assistance with financial matters;

    can help you:
    — determine financial goals
    — develop spending plans
    — help with credit repair
    — help with credit choices

Appointments can be made Monday through Friday from 9:00 AM to 5:00 PM by e-mailing
Brendan Wilbur  or Becki Hawley.

 

 

 

 

 

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The Credit Path

As Alternatives Credit Union has grown and changed, our use of the Credit Path model of financial empowerment has changed as well. Originally developed by Bill Myers as a way of understanding our members' financial situations and incorporating that into our business planning, the Credit Path describes where people are situated at various points along a continuum between poverty and self-sufficiency. Our job, as a community development financial institution, is to help our members move along that continuum by empowering them to make decisions, and offering opportunities, that will move them towards financial self-sufficiency. more»


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