125 North Fulton St. Ithaca, NY 14850
Phone: (607) 273-4611
Toll Free: (877) 273-AFCU      Contact



Our goal is to give you the tools necessary for you to become financially self-sufficient. Our hope is that these services will assist you in any way possible to meet your financial goals.

1. We partner with 
BALANCE, a confidential financial counseling and education service. This service, available by phone (and with many online tools as well), is FREE to our members!

2. Sometimes a friendly face makes discussing finances easier. You might choose to contact Alternatives' Financial Counselors instead of calling BALANCE because our Counselors:

  • are well acquainted with Alternatives' products and services and would be able to advise which of our services might help you find your way to financial fitness;
  • has knowledge of local community services to direct you to for assistance with financial matters;

    can help you:
    — determine financial goals
    — develop spending plans
    — help with credit repair
    — help with credit choices

Appointments can be made Monday through Friday from 9:00 AM to 5:00 PM by e-mailing
Brendan Wilbur  or Tierra Labrada.






Online Access

eStatements Prior to Dec. 2012 »

Loan Rates
Deposit Rates

Donate »

Your gift to Alternatives Impact helps our community!

Hillary Albrecht, Smart Start Preschool

When I decided to open a new preschool in Trumansburg, the Business CENTS program at Alternatives was suggested by many. With the outstanding support and guidance from the Business CENTS staff, I was able to write my first business plan and secure a business loan. My preschool is now open for business, and I am confident I will be off to a successful start! The Business CENTS program has been invaluable, and I would recommend their services and banking to all. Thank you Alternatives!

Education »

Discover how you can gain control of your finances...

Alternatives Federal Credit Union ("Alternatives") provides a hyperlink to Google Translate� for convenience only and without any responsibility for the accuracy of translations. Alternatives has no control over this unrelated, free and entirely computerized translation program. Computerized translations are only an attempted approximation of the website�s original content and thus Alternatives makes no representations or warranties of any kind with respect to the accuracy, reliability or completeness of any translations. Persons using translated information do so at their own risk.