125 North Fulton St. Ithaca, NY 14850
Phone: (607) 273-4611
Toll Free: (877) 273-AFCU      E-mail
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Credit Path Seminar

Credit Path Seminar




Credit Path® Seminar for
Community Development Practitioners

Alternatives Federal Credit Union recently completed its fifth Credit Path® Seminar for Community Development practitioners.

The Credit Path® was originally developed as a way of understanding our members’ financial situations, to enable Alternatives to incorporate the needs of our low income members into our business planning. The Credit Path describes where people are situated at various points along a continuum between poverty and self-sufficiency. Our job, as a community development financial institution, is to help our members move along that continuum by empowering them to make decisions, and offering opportunities, that will move them towards financial self-sufficiency.

We create a two-day forum to share our work with our peers. The agenda includes an overview of Alternatives' strategic approach, organizational structure, and program development. Break out sessions will allow participants to study programs that most interest them. The seminar concludes with a tour of the community that will give participants the chance to meet Alternatives’ members and see how our work translates into action.

Topics
Here's an example of previous Credit Path Seminar topics:

  • Personal, Business, Mortgage and Community Lending.
  • Financial Literacy educational programs
  • Individual Development Accounts
  • Microenterprise training
  • Retail Member Services
  • Youth Credit Union
  • Volunteer Free Tax Preparation Program
  • Fundraising

The seminar includes a tour of the community that gives participants the chance to meet Alternatives’ members and see how our work translates into action. Small group discussions will allow each participant to delve deeper into a topic of choice.

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Help us help our community through the Alternatives Venture Fund

Pat and Jackie Moe, Finger Lakes Beverage Center

My wife Jackie, my son Nicholas and I saw the need for a business offering a wide variety of beverages that appealed to all ethnic groups. The Beverage Center meets this need. We offer a wide variety of beers and gourmet sodas. Our customers can mix and match, special order and even take home draft beer through our Growlers System. We’re excited about this new business venture and we have Alternatives to thank for it. Getting a loan at Alternatives has been a tremendous experience. They’ve been cooperative, supportive and enthusiastic about our business. Their ideas have been helpful. We really appreciate the entire Alternatives staff. We’re glad to be a business supported by Alternatives. They’ve certainly made a difference for us.


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