MEMBER PROFILE

The Credit Path

Credit Path Illustration

As Alternatives Credit Union has grown and changed, our use of the Credit Path model of financial empowerment has changed as well. Originally developed by Bill Myers as a way of understanding our members' financial situations and incorporating that into our business planning, the Credit Path describes where people are situated at various points along a continuum between poverty and self-sufficiency. Our job, as a community development financial institution, is to help our members move along that continuum by empowering them to make decisions, and offering opportunities, that will move them towards financial self-sufficiency.<

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What is EITC (Earned Income Tax Credit)?

EITC is a tax credit for people who worked in 2009 but who had modest earnings.

EITC can reduce or eliminate your income taxes and could earn you a tax refund...as much as $6,000! Even if you made very little money, it may be worth your while to file.

Who qualifies for EITC?

You must have worked full- or part-time in 2009.

If you are unmarried, you must have income less than:

If you are married, you must have income less than:

What is the maximum credit?