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'Lectronic Currents


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Business Yellow Pages
A complete directory of member businesses.


Fees


New account fee, one time $10.00
Student Credit Union membership, one time (waived is parent is a member)
$2.00
Monthly or Quarterly Statement Fee (waived if member uses eStatements) $2.00
HSA, Annual $40.00
Official Bank Check $2.00
Overdraft, bounced or covered, per item $25.00
Overdraft Transfer from Savings, per item $5.00
Telephone Transfer (same 6/month limit) FREE
Return of a Deposited Check $10.00
Balance of all Accounts FREE
Interim statement of account activity $2.00 per month
Faxes to members $1.00
FedEx Service (additional cost if over $20.00) $20.00
Account Reconcilement $25/hr,
minimum 1/2 hour
Inactive account fee, no activity 6 months, under $50 $10.00/quarter
Stop Payment, per draft or series $25.00
Copies of Cleared Checks $2.00
Protest of check, per occurrence $25.00
International item processing (Canadian checks FREE) $20-$50
Tax Levies and Liens $25.00
Restraining Notices $25.00
Postage stamps, first class, each $0.45
Photocopies, self-serve $0.10
Deposit Bag $4.00
Wire Transfer Out $12.00
Wire Transfer In $5.00
International Wire Out $40.00
Western Union Domestic $15.00
Western Union International $25-$35
IRA Direct Transfer, Funds Leaving Alternatives $25
Notary Public FREE
Address change, P.O. Returned $2.00
Homebuyer's Guide to Mortgages FREE
Business Yellow Pages FREE
Check Printing (Business Checks More) $11.00 - $24.28
(cost varies depending on style and quantity)
VISA Credit Card Fees
Copy of Monthly Statement $2.50
Copy of VISA Transaction $10.00
Card Priority Mail $16.50
PIN Replacement FREE
Temporary Limit Increase $10.00
Late Fee $29.00
Over the Limit Fee $29.00
Using a blocked card $65-100
Blocked card per transaction $5.00
Card Replacement: First Card FREE, Subsequent Card $10.00
Returned Payment $29.00
VISA Debit Fees

Non-Alternatives ATM transaction (Line of Credit members exempt) $1.00
Copy of VISA Transaction $10.00
Copy of Monthly Statement (per month, per account) $2.00
PIN Replacement FREE
Card Replacement: First Card FREE, Subsequent Card $10.00

Ithaca Hours are accepted for many fees, including:

  • Membership
  • Loan fees
  • Automatic transfer fees
  • (Maximum $100)
  • Insufficient Funds Fee
  • (Maximum $25/per month)