125 North Fulton St. Ithaca, NY 14850
Phone: (607) 273-4611
Toll Free: (877) 273-AFCU      E-mail

Fees

New Account Fee, one time $20
Student Credit Union membership, one time (waived if parent is a member)
$2
Monthly or Quarterly Statement Fee (waived if member uses eStatements) $2
HSA, new account (one-time)
$40
HSA, annual $40
HSA, closing account $40
Official Bank Check $3
Overdraft, bounced or covered, per item $25
Overdraft Transfer from Savings, per item $5
Telephone Transfer (same 6/month limit) FREE
Return of a Deposited Check $20
Balance of all Accounts FREE
Interim statement of account activity $2
Faxes to members $1
FedEx Service (additional cost if over $20.00) $20
Account Research/Reconcilement $25/hour,
minimum 1 hour
Dormant account fee (no activity 6 months) $20/quarter
Stop Payment, per draft or series $25
Copies of Cleared Checks (up to 23 months) $5  
Copies of Cleared Checks (over 23 months)
$10


Protest of check, per occurrence $25    
International item processing (Canadian checks FREE) $20-$50
Tax Levies and Liens $50
Restraining Notices $50
Information Subpoenas $50
Photocopies, self-serve $0.10
Deposit Bag $5
Wire Transfer Out $12
Wire Transfer In $5
International Wire Out $40
Western Union Domestic $25
Western Union International $40-60
IRA Direct Transfer, Funds Leaving Alternatives $25
Notary Public FREE
Address change, P.O. Returned $5  
Address change, P.O. Returned - Student Credit Union
.50  
Homebuyer's Guide to Mortgages FREE
Business Yellow Pages FREE
Check Printing
$14.75 and up
(cost varies depending on style and quantity; business checks are more)




VISA Debit Fees

Non-Alternatives ATM transaction (Line of Credit members exempt)

 

$1

Copy of Monthly Statement (per month, per account) $2
PIN Replacement FREE by phone or in person; $75 for expedited generic PIN
Card Replacement: First Card FREE, Subsequent Card $10
Card Replacement: Expedited $75

 

Ithaca Hours are accepted for many fees, including:

  • Membership
  • Loan fees
  • Automatic transfer fees
  • (Maximum $100)
  • Insufficient Funds Fee
  • (Maximum $25/per month)

Online Access

eStatements Prior to Dec. 2012 »

Loan Rates
Deposit Rates


Donate »

Your gift to Alternatives Impact helps our community!

Aaron Lambert, Nutritional Wellness Center

In 2006 we had a vision of creating a wellness center that would be highly successful in helping people to achieve optimal health. We also wanted to connect as many people as possible with the wonderful locally grown food. The business loan and the Business CENTS program both allowed us to achieve our dream. A loan officer even came to visit our business some time later to see how we were doing.


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