MEMBER PROFILE

Robert Earl Member

Robert Earl has been a member for two years. "I came to Alternatives when I first moved to Ithaca," Robert says of his experience. "I was able to sit down with a mortgage loan officer and find out exactly what I needed to get a mortgage. The thing about Alternatives is that applying for a loan isn't just a "no" or "yes" process. Other financial institutions just say "no" or "yes," but at Alternatives you get the way to get to "yes." The loan officer devises a plan to make it happen. The conversation is positive."

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Support from our funders makes it possible for Alternatives to develop new products and services, focus our mission on low-income and other underserved people and organizations, and maintain our financial soundness.

We received grants and secondary capital deposits from:
CDFI Fund of the U.S. Treasury Department, F. B. Heron Foundation, National Federation of Community Development Credit Unions, National Community Capital Association, National Community Investment Fund, Corporation for Enterprise Development, U. S. Small Business Administration–Microloan and PRIME programs, U. S. Department of Health and Human Services, HSBC Bank, Empire State Development, U.S. Department of Agriculture–Rural Development, Park Foundation, Corporation for National Service, New York State Division of Housing and Community Renewal, Ithaca Urban Renewal Agency, Service League of Tompkins County, Empire Corporate Credit Union.

Non-member depositors make large deposits, sometimes at below-market rates, to support our lending and other initiatives. We have non-member deposits from:
ACCORD, Ben & Jerry’s Foundation, Calvert Social Investment Foundation, Calvert Social Investment Fund, Chase Manhattan Bank, City First Bank of DC, Community Capital Bank, Douglass National Bank, Dryades Savings Bank, Empire State Development, Emunah Yuka Edinburgh, Fannie Mae, Fleet Bank of New Jersey, Fleet National Bank Massachusetts, Fleet Investment Operations, Foundation of SUNY Binghamton/Joel Robinson Fund, Funding Exchange Endowment, Funding Exchange Pooled Fund, Genesee Valley Improvement Corp, F.B. Heron Foundation, HSBC Bank, Ithaca Housing Authority/Three Pillar Foundation, MWBE Development Corp., Neighborhood National Bank, New Alternatives Fund, NFCDCU, O.P. & W.E. Edwards Foundation, Parnassus Fund, St. Lawrence Seaway Authority, Samaritan Center, Shorebank Cleveland, Sisters of Charity BVM, Sisters of the Holy Cross, South Shore Bank, E. & H. Stowell Trust, Tompkins County Department of Social Services.

And the following credit unions:
Alpa, Bethpage, Carey Poverello, General of Indiana, Heritage Community, John Deere Community, Miramar, Mississippi Telco, Mutual, Near Eastside, New Century, Quitman Tri-County, Riverside County Schools, Rochester Ukrainian, San Francisco Police, Self-Help, Star USA, Syracuse Cooperative, Union Settlement, Vicksburg.

For more information about how you or your organization can support Alternatives’ work, please contact Deirdre Silverman, Director of Development, Ext. 816, deirdre@alternatives.org