125 North Fulton St. Ithaca, NY 14850
Phone: (607) 273-4611
Toll Free: (877) 273-AFCU      Contact
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Our mission is to build wealth and create economic opportunity for underserved people and communities.


Join us for our Annual Meeting
Thursday, June 16, 2016
8:00am - 10:00am
The Space @ GreenStar
1700 W. Buffalo St. Ithaca, NY
Breakfast will be served
RSVP appreciated: marketing@alternatives.org

Members Quarterly: April 2016 
is now available online. 

Election 2016 Update Board of Directors
Message from the Board Secretary, Gvozden Dokic, concerning nominations for the Board of Directors
Alternatives’ Nominating Committee has filed four nominations concerning the four Board of Directors terms expiring this June. A brief statement from each nominee is included herein. Nominations for vacancies may also be made by petition signed by 99 members (1% of the membership), should anyone else seek to become a volunteer director this year. Anyone interested in volunteering service for the mission of the credit union, may also seek appointment to a committee of the Board of Directors, without petitioning.
The election will not be conducted by ballot and there will be no nominations from the floor when the number of nominees equals the number of positions to be filled. Each nominee by petition must submit a similar statement of qualifications and biographical data with the petition. The closing date for receiving nominations by petition is May 5, 2016. To be effective, nominations by petition must be accompanied by a signed certificate from the nominee or nominees stating that they are agreeable to nomination and will serve if elected to office.
Petitions may be delivered to Alternatives’ General Counsel Eric Levine, at 125 N. Fulton St., Ithaca, NY 14850,or via email to elevine@alternatives.org. 

For nominee statements: http://alternatives.org/pdf/AFCU-2016-1018_FINAL.pdf

Cooperating for you convenience

Look for Alternatives this summer at GreenStar at Collegetown Crossing! 
2016 - 2017 Holiday hours

Scam alert
Members should be aware of an automated phone scam currently in the wild. If you receive a phone call, with a recorded message indicating that there is a hold on your M&T debit card, do not return the call, and do not provide any card information. If you have provided your Alternatives FCU card information in response to this scam, please contact Alternatives FCU immediately.

Community Support Account

Learn more about how you can help local non-profits with this exciting new program.

Verified by Visa

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Share your experience with us. If you have had a positive experience here at Alternatives, we would love to hear from you.

Art Gallery: Nicholas Lawson Carbonaro

Business Of The Month: Making Money Sacred

Online Access

eStatements Prior to Dec. 2012 »

Chris Setlock

In the spring of 2014, we learned that our minivan needed repairs in excess of it's value. We'd already been cutting back on our auto use, and were trying to walk and bike more. We'd been talking with friends and reading about cargo bikes as a car alternative. Around the same time, a new business, "Boxy Bikes" opened in Ithaca, which specializes in electric and cargo bikes. We found a model we were interested in, and approached alternatives seeking financing. Alternatives set us up with a signature loan, and a "green loan" discount on our rate. Thanks to Alternatives, we are now the happy owners of a "Yuba Mundo" Electric Cargo bike. We can get anywhere we need to go, using no gas, and creating no emissions. I can carry two passengers, or a weeks worth of groceries. The loan will be paid off in two years, and the bike could last for many more, at a fraction of the cost of an automobile.

Alternatives Federal Credit Union ("Alternatives") provides a hyperlink to Google Translate� for convenience only and without any responsibility for the accuracy of translations. Alternatives has no control over this unrelated, free and entirely computerized translation program. Computerized translations are only an attempted approximation of the website�s original content and thus Alternatives makes no representations or warranties of any kind with respect to the accuracy, reliability or completeness of any translations. Persons using translated information do so at their own risk.