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MEMBER PROFILE
Rima Shamieh

My IDA [Individual Development Account] experience was just incredible. I saved a few bucks every week and after a year, I had a savings account with $3,000 in it! And I'm glad that the MoneyWise class was required, because it really helped me develop a healthier relationship with money. So many of the skills I learned in class seemed so obvious, but I never thought/knew how to do them until we went over them in class. For example, tracking my spending made a HUGE difference in how I now spend money. Also, the exercises in the beginning when we explored our relationships with money - I discovered I'm a carefree, spirited, impulsive spender. It helps to put a name on things.

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NEED TO APPLY FOR A LOAN?
It's quick and easy. For auto loans or personal lines of credit, apply online or call our Anytime LoanPhone at 866-529-8722. To apply for a credit card, apply online here. Need to apply for a mortgage or Home Equity Line?  Apply here.

GET YOUR TAXES DONE FOR FREE!
Don't pay high fees to get your own refund. If you are single and earn less than $30,000 or a family earning under $49,000, we can prepare your Federal and State Income Tax Returns.

CHANGES TO OUR CHECK HOLD POLICY
Please take a minute to acquaint yourself with our revised check hold policy, which is starting March 8.

DIRECT DEPOSIT - FAST, SAFE & CONVENIENT!
Provide your employer with all information they need to switch your paycheck over to Direct Deposit.  Your funds will be readily available the day you are paid. Click on the above title and then under FORMS, click on "NEW: Download the Direct Deposit Form." (Adobe Acrobat needed to download the form.)

Bienvenido a El Poder es Tuyo
Este sitio de Internet es tu hogar para conseguir información confiable e imparcial sobre cómo manejar tu dinero. Encontrarás artículos, videos y ejercicios cuales te ayudarán a manejar tu dinero para el bien de tu hogar, tu familia y tú futuro.

NEW ATM IN DRYDEN!
We're excited to announce our new ATM at the Dryden Community Cafe, located at the intersection of Routes 13, 38 and 392.  Enjoy the good food, great community and fee-free withdrawals.

SHOPPING FOR A NEW CAR?
Learn how buying a car from GM or Chrysler, and getting a loan from Alternatives, can help you save money.

HOW DID WE HELP YOU?
We love to hear how our members have benefited from our service.  Whether it's a quick testimonial about a pleasant member service experience, or a more detailed account profile, we'd love to hear from you!

FOLLOW US ON FACEBOOK AND TWITTER!
Keep up-to-date with Alternatives news and events on Facebook and Twitter.

BUSINESS OF THE MONTH
Please visit our lobby to view our new monthly featured Member Business.

NEW BLOG
Check out our new MoneyWise blog for tips on saving money, budgeting better and overall financial health! 

NEED TO REORDER CHECKS?
Reordering checks online with our partner Harland Clarke is easy!

CALENDAR
Check here to find out about what's going on around the Credit Union.