125 North Fulton St. Ithaca, NY 14850
Phone: (607) 273-4611
Toll Free: (877) 273-AFCU      Contact
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Our mission is to build wealth and create economic opportunity for underserved people and communities.


Holiday closing
Don't forget, we are closed Monday, October 10 ifor Columbus Day. You are welcome to utilize our ATM at GreenStar or our drive-up ATM for your convenience. Have a safe and enjoyable holiday!

Members Quarterly October 2016
Catch up on the latest news! Our October edition of our Members Quarterly newsletter is now available. Click here for the current and past issues. Sign up today to receive your newsletter!

Member Appreciation
Join us in our lobby on November 7 from 10:00am - 3:00 pm for a Fall celebration of our commitment to community, service and multiculturalism. We will raise funds to support our work with Alternatives Impact’s year-end giving campaign. Meet dedicated volunteers and staff as we gear up for the Free Tax Preparation Program tax year 2016! Learn about Alternatives culture of community involvement as we pursue our 37-year mission to build economic opportunity for underserved people and communities.


Shop our Annual Holiday Market 
December 5 - December 23, 2016

  • Mondays 10:00am to 3:00pm
  • Fridays 10:00am to 5:00pm
  • Saturdays 10:00am to 1:00pm

Vendors will be selling a wide range of items, from baked goods to jewelry, records and CDs, photographs, toys, art and crafts and more. The 2016 Market begins on Monday, December 5 and ends on Friday, December 23. Vendors are assigned dates on a first come, first served basis.

If you are interested in being a vendor, contact Karl Graham at (607) 216-3422 or kgraham@alternatives.org.

Cooperating for you convenience
Visit Alternatives at GreenStar in Collegetown! 
2016 - 2017 Holiday hours

Scam alert
Members should be aware of an automated phone scam currently in the wild. If you receive a phone call, with a recorded message indicating that there is a hold on your M&T debit card, do not return the call, and do not provide any card information. If you have provided your Alternatives FCU card information in response to this scam, please contact Alternatives FCU immediately.

Community Support Account

Learn more about how you can help local non-profits with this exciting new program.

Verified by Visa

Learn how registering with Verified by VISA will help protect your online purchases.
Share your experience with us. If you have had a positive experience here at Alternatives, we would love to hear from you.

Art Gallery: Monica Knight

Business Of The Month: SRS Unlimited

Online Access

eStatements Prior to Dec. 2012 »

Rachel Fives

Oh, my goodness, where do I even begin? We renovated our house (home equity loan), started a business (commercial loan) and refinanced our house over the last few years. Alternatives has been there with us every step of the way! We have learned so much, with the help of the Alternatives staff and we're not done yet! We adore our partners at Alternatives and can't thank them enough for the support, planning assistance, and encouragement they've provided. Wow - what a fabulous community resource!

Alternatives Federal Credit Union ("Alternatives") provides a hyperlink to Google Translate� for convenience only and without any responsibility for the accuracy of translations. Alternatives has no control over this unrelated, free and entirely computerized translation program. Computerized translations are only an attempted approximation of the website�s original content and thus Alternatives makes no representations or warranties of any kind with respect to the accuracy, reliability or completeness of any translations. Persons using translated information do so at their own risk.