125 North Fulton St. Ithaca, NY 14850
Phone: (607) 273-4611
Toll Free: (877) 273-AFCU      Contact
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Our mission is to build wealth and create economic opportunity for underserved people and communities.



After 32 years, Leni Hochman is retiring from Alternatives. Please celebrate her by leaving a message on our online guestbook.  And save the date as our Annual Meeting will also be celebrating her - June 10 at Stewart Park!


Alternatives and its affiliated vendors completed a thorough review of online security in response to published information of an internet security vulnerability, known as Heartbleed. We have confirmed that Alternatives websites, including Online Access, BillPay, and other affiliated programs are not affected by this encryption and information security bug. If your password for Alternatives' site is the same as one used at other websites that are at-risk to Heartbleed, changing your password is advisable. 


Read about the latest on how we are managing fraud protection for our VISA Debit Card, and check out the candidates for our upcoming Board election!


...to sign up for a health plan! The Marketplace is the best place to find a low-cost, quality health plan - and the only place to learn if you can get help paying for health insurance.

If you have any questions or want any help in navigating through the marketplace website, call 2-1-1 (or 877-211-8667).  Trained Health Navigators are available by phone or in person to help you find the right plan for you, to see what it will really cost, and to complete the application.

Live in Chemung, Schuyler, Steuben, or Allegany Counties? Schedule a meeting with an AIM Navigator at the AIM Independent Living Center. Call 1-888-962-8244. Walk in appointments are also available - check out the calendar of site locations.


Target is offering one year of free credit monitoring to all Target guests who shopped in U.S. stores, through Experian’s® ProtectMyID® product. To receive your unique activation code for this service, please register before April 23, 2014. Activation codes must be redeemed by April 30, 2014.


Learn how registering with Verified by VISA will help protect your online purchases!


If you have had a positive experience here at Alternatives, we'd love to hear from you.


Art Gallery: Trina Bruno

Roundoff: Ithaca Health Alliance

Business Of The Month: Celia's Ice Pops

Online Access

eStatements Prior to Dec. 2012 »


2014.04.22 Intro to Entrepreneurship -

2014.04.24 Alternatives Board of Directors Meeting - .

2014.05.02 Internet Marketing Workshop Series - Intro to Internet Statistics

2014.05.09 Internet Marketing Workshop Series - Social Media Tune-up, 2 Fridays: May 9 & 16

Jenna Milner

Janet Mara in the mortgage department has answered questions about our Home Equity loan with extended conversations and tremendous patience. She knows me by name and responds promptly to any concerns. We really appreciate her support!

Alternatives Federal Credit Union ("Alternatives") provides a hyperlink to Google Translate™ for convenience only and without any responsibility for the accuracy of translations. Alternatives has no control over this unrelated, free and entirely computerized translation program. Computerized translations are only an attempted approximation of the website’s original content and thus Alternatives makes no representations or warranties of any kind with respect to the accuracy, reliability or completeness of any translations. Persons using translated information do so at their own risk.