125 North Fulton St. Ithaca, NY 14850
Phone: (607) 273-4611
Toll Free: (877) 273-AFCU      Contact
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Our mission is to build wealth and create economic opportunity for underserved people and communities.

News

HOLIDAY MARKET

Visit our lobby for unique food and gift items this holiday season, featuring our member businesses. You won't get more "buy local" than this!

HEALTHCARE ENROLLMENT

Tax Season is around the corner and we will be here to help as always. But before then you need to look into your health insurance options. NOW is the time to Shop, Compare and Enroll. This Open Enrollment period ends Feb 15, 2015 so you need to act now. You can get help with this whole process by calling 2-1-1 (or 877-211-8667) and asking for an appointment with a Health Navigator who can help you.

New regulations require you to have health insurance for everyone on your tax return. If you have insurance through your job, or from Medicare, Medicaid, or Child Health Plus, you are OK.  If not, NOW is the time to find out how affordable health insurance through the the NY State of Health will be for you. The sooner you enroll, the sooner your coverage will start!

COMMUNITY SUPPORT ACCOUNT

Learn more about how you can help local non-profits with this exciting new program!

CUNA'S COMMUNITY CREDIT UNION OF THE YEAR

We are completely honored and thrilled to receive this award! This award "honors credit unions that consistently excel in the advancement of credit union ideals, are proactive in their communities and meet the needs of their own diverse member bases."

BACK ON TRACK LOAN

Unexpected expenses can be tough. We're here to help! If you can document emergency medical, dental, veterinarian, home, or auto repairs, we offer a loan at a much lower rate than most credit cards.

MOBILE BANKING APP - NOW LIVE!

Mobile Access is our new mobile banking app for your smartphone. The conveneniece of transactions, transfers, loan payments, BillPay, and more are right at your fingertips!

VERIFIED BY VISA

Learn how registering with Verified by VISA will help protect your online purchases!

SHARE YOUR EXPERIENCE WITH US!

If you have had a positive experience here at Alternatives, we'd love to hear from you.

 

Art Gallery: Barbara Perrone

Roundoff: Friendship Donations Network

Business Of The Month: Keyrow Tours

Online Access

eStatements Prior to Dec. 2012 »

Calendar

2014.12.24 Christmas Eve Day - Closed at 12:00 p.m.

2014.12.25 Christmas Day - CLOSED

2014.12.31 New Year's Eve - Drive-Thru closes at 3:00 p.m.

2015.01.01 New Year's Day - CLOSED

The Credit Path

As Alternatives Credit Union has grown and changed, our use of the Credit Path model of financial empowerment has changed as well. Originally developed by Bill Myers as a way of understanding our members' financial situations and incorporating that into our business planning, the Credit Path describes where people are situated at various points along a continuum between poverty and self-sufficiency. Our job, as a community development financial institution, is to help our members move along that continuum by empowering them to make decisions, and offering opportunities, that will move them towards financial self-sufficiency. more»

Alternatives Federal Credit Union ("Alternatives") provides a hyperlink to Google Translate™ for convenience only and without any responsibility for the accuracy of translations. Alternatives has no control over this unrelated, free and entirely computerized translation program. Computerized translations are only an attempted approximation of the website’s original content and thus Alternatives makes no representations or warranties of any kind with respect to the accuracy, reliability or completeness of any translations. Persons using translated information do so at their own risk.