125 North Fulton St. Ithaca, NY 14850
Phone: (607) 273-4611
Toll Free: (877) 273-AFCU      Contact
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Our mission is to build wealth and create economic opportunity for underserved people and communities.

News

Member Appreciation
Join us on August 1 as we celebrate what makes us unique and champion what brings us together. 

This month, we’re partnering with our neighbors at Beverly J. Martin Elementary School to bring much needed supplies into the classroom. We’re also raising funds for our Student Credit Union, which introduces children to good saving and spending habits by operating their own “in-school” credit union. And GreenStar will be here talking about healthy food for all ages. 

At Alternatives, we do better together. Learn more and get involved by signing up for our Members Quarterly newsletter.

Cooperating for you convenience
Look for Alternatives this summer at GreenStar at Collegetown Crossing! 
 
2016 - 2017 Holiday hours

Scam alert
Members should be aware of an automated phone scam currently in the wild. If you receive a phone call, with a recorded message indicating that there is a hold on your M&T debit card, do not return the call, and do not provide any card information. If you have provided your Alternatives FCU card information in response to this scam, please contact Alternatives FCU immediately.

Community Support Account

Learn more about how you can help local non-profits with this exciting new program.

Verified by Visa

Learn how registering with Verified by VISA will help protect your online purchases.
Share your experience with us. If you have had a positive experience here at Alternatives, we would love to hear from you.

Art Gallery: Pete Panek

Business Of The Month: Lolalove Pottery

Online Access

eStatements Prior to Dec. 2012 »

The Credit Path

As Alternatives Credit Union has grown and changed, our use of the Credit Path model of financial empowerment has changed as well. Originally developed by Bill Myers as a way of understanding our members' financial situations and incorporating that into our business planning, the Credit Path describes where people are situated at various points along a continuum between poverty and self-sufficiency. Our job, as a community development financial institution, is to help our members move along that continuum by empowering them to make decisions, and offering opportunities, that will move them towards financial self-sufficiency. more»


Alternatives Federal Credit Union ("Alternatives") provides a hyperlink to Google Translate� for convenience only and without any responsibility for the accuracy of translations. Alternatives has no control over this unrelated, free and entirely computerized translation program. Computerized translations are only an attempted approximation of the website�s original content and thus Alternatives makes no representations or warranties of any kind with respect to the accuracy, reliability or completeness of any translations. Persons using translated information do so at their own risk.