Login


Member Online Services


Account #:
Password:

                    Learn More »»
                    Enroll »»


'Lectronic Currents


Sign up for our online newsletter.

Business Yellow Pages
A complete directory of member businesses.


MEMBER PROFILE
Bonnie Comella A Home Expansion Experience

Bonnie and her husband Mike came to Alternatives after researching their options for home expansion. "The Future Value Home Equity Line of Credit seemed to be just what we were looking for," Bonnie told us. "We were so relieved to find a financial institution that was willing to see our expansion as home equity and not new construction! We loved the relaxed and helpful atmosphere. It left us feeling like the Credit Union wanted to do business with us - not just make a loan.

Click for more...

Livable Wage Study - 2002

Category Year (2002) Month (2002) Month (2000) Comments
Rent $6,324.00 $527.00 $504.00 Fair market rent for single bedroom apartment, including utilities. Source: HUD
Transportation $1,998.53 $166.54 $151.23 Weighted average of amount spent on cars, public buses and bicycle. Source: Claritas and WOW
Food $1,939.80 $161.55 $152.30 Average of low-cost plan Food Stamp cost for males and females 20-50. Source: USDA
Telephone $318.00 $26.50 $25.97 Source: Verizon, Ithaca
Health Care $1,099.36 $91.61 $82.72 Employee’s share premium Aetna Health Care plan plus additional out-of-pocket medical expenses. Source: Alternatives’ Human Resource Manager; Claritas
Recreation $1,377.00 $114.75 $107.23 Reading materials, computer hardware, software, TV, radio, sound equipment. Source: Claritas
Savings $600.00 $50.00 $50.00 Source: Alternatives Federal Credit Union
Misc $1,382.50 $115.21 $113.71 Clothing, personal care, housekeeping, small appliances, etc. Source Claritas
Net (Subtotal) $15,039.19 $1,253.26 $1,187.16 (5.57% increase)
Payroll $1,381.65 $115.14 $111.82
Federal $1,253.43 $104.45 $129.26
State $386.53 $32.21 $33.47
Total $18,060.80 $1,505.06 $1,461.71 (2.97% increase) $8.68@40 hrs/wk; $ 9.14@38*
Day Care Expenses
Age 2 $628.30 Source Day Care Council
Ages 3,4 $541.61 Source Day Care Council