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MEMBER PROFILE
Renee Marquis

I participated in the IDA First Home Club in 2000, but later on decided to use it to start my own photography business instead. With the IDA funds I was able to buy a camera and computer. I loved attending the Business CENTS class! It really helped me to write a business plan. It also taught me that networking is really key. I really felt like I could contribue to the class as well as learn from others there. I now have four photographers that work for me.

Merchant Credit Card Services
Merchant Credit Card Services | Business Convenience Boxes | Order Your Checks | ATM Locations

Alternatives offers merchant credit card processing to its business members. Businesses who wish to accept credit cards can have credit card transactions deposited directly into their business account. The fees associated with card processing are competitive.

The initial fees are currently $20 to open a merchant account and $10 per month statement fee charged regardless of activity.

When you are ready to set up a merchant account you can get started by downloading and completing the forms listed below.

Application for Merchant Credit Card Account
To begin processing credit cards, businesses must provide the following information in their merchant account application:

1. An application form to be completed and signed by the business owner(s).

2. A copy of a DBA certificate, or a monthly statement from an existing card processor.

3. A copy of a driver’s license of the business principal(s).

4. A voided check from the business account — to correctly route deposits.
Possible other documentation as needed.*


Product Sheets of Merchant Card Processing Machines
An enrollment kit will be shipped to you once your merchant account is approved.

The equipment needed for processing credit cards includes pre-printed forms, and a manual imprinter (aka "knucklebuster") which comes with your enrollment kit. Transactions can either processed over the phone (called "DIALPAY") or by using a card-swipe terminal that requires a phone hook-up. Card-swipe terminals can be purchased at time of application, or at a later date.

* Completed application forms may be specific to the type of business. A credit report on business principals is typically obtained in processing your merchant card application. It usually takes a full week to get up and running with a credit card account.

Questions?

Contact Bob: 216-3446.