125 North Fulton St. Ithaca, NY 14850
Phone: (607) 273-4611
Toll Free: (877) 273-AFCU      E-mail

Safe Act Disclosure

Secure and Fair Enforcement for Mortgage Licensing Act
The Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act), requires credit union mortgage loan originators and their employing institutions to register with the Nationwide Mortgage Licensing System & Registry (NMLS). Here is a listing of the mortgage loan originators of Alternatives Federal Credit Union:

Carol Chernikoff          417195
Brian Kunk-Czaplicki    417196
Tolkyn Aidarova           417197
RuthAnn Noe               417198

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Orlando Aramini

I was getting beaten up by local banks and their penalties/fees. I got my taxes done through Alternatives' Free Tax Preparation program and found the people very friendly. It's a pleasure to feel the lack of pressure that banks put on me. Having folks listen and care does make a difference!


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