MEMBER PROFILE

The Credit Path

Credit Path Illustration

As Alternatives Credit Union has grown and changed, our use of the Credit Path model of financial empowerment has changed as well. Originally developed by Bill Myers as a way of understanding our members' financial situations and incorporating that into our business planning, the Credit Path describes where people are situated at various points along a continuum between poverty and self-sufficiency. Our job, as a community development financial institution, is to help our members move along that continuum by empowering them to make decisions, and offering opportunities, that will move them towards financial self-sufficiency.<

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Financial tips assist our members in making wise financial decisions. Check back often. We're always adding educational tips, and information that will assist you in your financial planning.

PHISHING ATTEMPT

Alternatives is a target of a phishing attempt!
If you receive an email that appears to be from us requesting Account Verification, DO NOT FOLLOW THE LINK!
Delete this email immediately.
This is a phishing attempt which has the look of this website. It’s a scam! This email has been sent to members and non-members alike. Alternatives’ member information, including email addresses, has not been compromised in any way.

If you have already responded to this phishing attempt and provided information, YOU MUST CALL US IMMEDIATELY TO PROTECT YOUR ACCOUNTS! You should also go to this Federal Trade Commission Site to assure that your identity will not be used to establish new fraudulent credit.

RECOGNIZING & AVOIDING EMAIL SCAMS
Comprehensive information on all types of email scams can be found at US-CERT, a government organization site.