MEMBER PROFILE

The Credit Path

Credit Path Illustration

As Alternatives Credit Union has grown and changed, our use of the Credit Path model of financial empowerment has changed as well. Originally developed by Bill Myers as a way of understanding our members' financial situations and incorporating that into our business planning, the Credit Path describes where people are situated at various points along a continuum between poverty and self-sufficiency. Our job, as a community development financial institution, is to help our members move along that continuum by empowering them to make decisions, and offering opportunities, that will move them towards financial self-sufficiency.<

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Do you feel safe using your credit card online? If you answered 'no', consider signing up with Verified by Visa, Visa's online protection program that guards you against unauthorized online charges. Verified by Visa will protect your card from unauthorized online activity at all participating Verified by Visa merchants.

How does it work?

The next time you shop online with a Verified by Visa merchant, you will enter you Alternatives credit card number at checkout. A window will open with a field for you to enter your Verified by Visa security message. This extra step will help you protect your card against theft.

Sign me up!