The biggest question at the Credit Union always seems to be, "What does Alternatives mean and why should I bank here?" Many bank at Alternatives because of our community focus and social change philosophy, while others have chosen us simply for our services. Our social mission is integrated into our economic mission, so for whatever reason, joining Alternatives is making a choice towards a more economically just community.
Alternatives Federal Credit Union is no ordinary financial institution. We are a Community Development Credit Union (CDCU), member-owned, locally controlled and self-supporting. Our purpose is to meet the financial needs of the members of our community. We believe that by controlling the flow of funds within a small community, the community can build itself to suit its own needs and be more self-reliant.
We take pride in our services, policies and procedures because they contribute to a better society, a healthier community or a financially sound member. Some of our more innovative programs include: Individual Development Accounts (IDAs), Business CENTS (our small business development program), Student Credit Union, the Free Tax Preparation Program, lending for minority and women-owned businesses, affordable mortgages, and much more.
Your gift to Alternatives Impact helps our community!
Express Employment Professionals, Kathy Nivison
With a background of 15 years in Human Resources, Kathy Nivison started
up the Ithaca office of Express Employment Professionals to better serve
local employment and recruiting needs. Kathy approached Alternatives for
a business loan, and was impressed with both the loan's low interest
rate, as well as the quick response from Bob Anderson, the business loan
officer at Alternatives.
Kathy took advantage of our "Women and Minority" subsidized loan, which
helps women and minority borrowers who have a minimum of one year in
business and are looking for assistance with continued growth and expansion.
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