The biggest question at the Credit Union always seems to be, "What does Alternatives mean and why should I bank here?" Many bank at Alternatives because of our community focus and social change philosophy, while others have chosen us simply for our services. Our social mission is integrated into our economic mission, so for whatever reason, joining Alternatives is making a choice towards a more economically just community.
Alternatives Federal Credit Union is no ordinary financial institution. We are a Community Development Credit Union (CDCU), member-owned, locally controlled and self-supporting. Our purpose is to meet the financial needs of the members of our community. We believe that by controlling the flow of funds within a small community, the community can build itself to suit its own needs and be more self-reliant.
We take pride in our services, policies and procedures because they contribute to a better society, a healthier community or a financially sound member. Some of our more innovative programs include: Individual Development Accounts (IDAs), Business CENTS (our small business development program), Student Credit Union, the Free Tax Preparation Program, lending for minority and women-owned businesses, affordable mortgages, and much more.
Your gift to Alternatives Impact helps our community!
Before changing professions, I worked in local banks for years. They were bought out by others, so I found a bank that I thought would meet my needs. When I began to work at True Insurance, I had a Health Savings Account at Alternatives and that was it. I was impressed by the service that I received - I could always ask questions and get an answer right away. When I went to my back to get a personal loan, I was denied, so I thought I would try Alternatives. Without really even knowing me, they gave me the loan. I moved all my acccounts to Alternatives. I will always recommend Alternatives to all my clients. Best little credit union around!
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