Business starter package

Get everything you need to start your new venture.

"Alternatives has helped keep track of our money and extended a healthy line of credit for our special purchases"

Business Savings Account*

Business accounts function just like your personal accounts — you will have a saving suffix (share) with a minimum of $5, and if you choose, a checking suffix (Share Draft), belonging to the same account number, and other suffixes as needed. Additional accounts are also available, depending on the business structure.

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Business Checking

Our Business Checking Account has no minimum balance and no per check fees. Your first VISA® Debit Card is free.

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Non-Dividend Business Checking

If you prefer not to earn dividends on your checking account, choose the non-dividend checking suffix. Our Non-Dividend Checking Account has no minimum balance and no per check fees. Your first VISA Debit Card is free. To donate your declined dividend to Alternatives' non-profit affiliate, Alternatives Impact, please contact us.

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Alternatives Business VISA Debit Card

A VISA Debit Card linked to your business account provides the convenience of VISA in your daily business operations. Plus, it is accepted wherever VISA is recognized. All purchases or cash withdrawals get deducted directly from your Business Checking Account. The Alternatives Business VISA Debit Card has no annual fee, requires a checking account and is not available for savings-only accounts. Please contact us for more information.

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Line of Credit

Alternatives is here to support your short- or long-term financing needs.

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Business Services

We can help you manage company funds with a wide variety of business services.

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Business plan development

Our staff assists in a wide range of activities to meet clients' needs including business plan development, marketing plans, loan application preparation and other business planning activities. Please contact us for more information.

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Consulting and mentoring

A small business advisor is on staff to meet with business owners and provide one on one personalized guidance and support. Our staff assists in a wide range of activities to meet clients' needs. This may include business plan creation and editing, marketing plans, loan application preparation, and other business development activities.

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Coffee Talk

A supportive community of local business owners open to all.

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