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First-time homebuyer? Come to Alternatives for all of the information you need to be an informed buyer.

We offer free pre-qualifying interviews and take the time to explain all aspects of the home buying process, different loan options, rates and terms. We work with you to determine which route to home ownership is best for your situation. One size does not fit all, and we make sure you are well informed as you move along the road to a new home. Learn more about our home mortgage loans.

We also offer IDAs to help with down payment and closing costs.

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Get affordable financing for almost any need.

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