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Make saving effortless! Link this free account to your Kasasa Cash® or Kasasa Cash Back® checking to have your earned Kasasa® checking rewards automatically collected every month.

Have the Kasasa Cash checking account? Then you’ll get even more by earning competitive dividends on your Kasasa Saver balance!

Details:

For those with a Kasasa Cash or Kasasa Cash Back checking account

Plus, Kasasa Cash checking account holders:

  • Earn exclusive, competitive dividends on your Kasasa Saver balance
    • 1.50% APY on balances up to $100,000
    • 1.50% to 0.80% APY on balances over $100,000 depending on balance in account
    • 0.5% APY if qualifications are not met in Kasasa Cash

Qualifying is simple

Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for Kasasa Saver. Qualifying for your Kasasa Cash account automatically qualifies you for the highest Kasasa Saver rate, too! Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least 13 debit card purchase transactions
    • (minimum transaction $5 each)
  • Be enrolled in and agree to receive eStatements
  • Have at least 1 automatic payment (ACH), BillPay Access transaction, or direct deposit post and settle

Didn't qualify this month? No worries! If you do not qualify within a monthly qualification cycle, the account is still free and you can try again for your rewards next month! Plus, with Kasasa Cash as your checking account, you’ll still earn our base dividend rate on Kasasa Saver.

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Disclosures

For all Kasasa accounts, you may qualify for monthly rewards if you meet the applicable minimum qualification requirements during each monthly qualification cycle. To meet the minimum qualification requirements, you must: a) make 13 debit card purchases that post and settle your account with a minimum of $5.00 each, ATM use does not count toward rewards; b) have one ACH transaction (credit or debit) settle your account; c) receive only monthly Electronic statements and opt-out of paper statements. The monthly qualification cycle is defined as the period beginning on the last business day of the current month and ending on the day prior to the last business day of the following month. Transactions may take one or more business days from the date the transaction was made to post and settle to the account. All transactions must post and settle during the monthly qualification cycle in order to qualify for the account’s reward. All Kasasa accounts are limited to one account per Social Security number.

Kasasa Saver. The Kasasa Saver account is a tiered rate account and is available only to holders of a Kasasa Cash or Kasasa Cash Back account. If you meet the minimum qualification requirements for your Kasasa Cash or Kasasa Cash Back account during the monthly qualification cycle, the first dividend rate and annual percentage yield listed for this account in the Rate Schedule will apply to balances up to $100,000.00. The second dividend rate and annual percentage yield listed for this account will apply to balances of $100,000.01 or greater. Each dividend rate will apply only to that portion of the account balance within each balance range. If you do not meet all of the minimum qualification requirements during the monthly qualification cycle for the Kasasa Cash or Kasasa Cash Back account, the third dividend rate and annual percentage yield as listed in the Rate Schedule will apply to the entire balance in your Kasasa Saver account.

We expect the account's debit card to be used frequently throughout each month and for transaction amounts to reflect a reasonable dollar range. Small debit card transactions conducted on the same day at a single merchant and/or multiple transactions made during a condensed time period particularly near the end of a Monthly Qualification Cycle are not considered normal, day-to-day spending behavior. These types of transactions will not count toward earning the account's rewards.

Qualifications must be met in order to continue to be eligible for Kasasa accounts. If qualifications are not regularly met, Alternatives FCU reserves the right to convert the account to a different share draft account.

Closing the account will not affect your existing obligations to us including any obligation to pay fees or charges incurred prior to termination. If the account is closed, you will forfeit any rewards that have not been credited to your account.

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