Schedule of Fees

New account fee, one time $20
Student Credit Union membership (waived if parent is member and signer on account) $2
Paper monthly or quarterly statements, per statement $2
eStatements only included
Overdraft, bounced or covered, per item $25
Overdraft transfer from savings, per item (checks and EFT) $5
Return of a deposited check $20
Account research/reconcilement  $25/hr., minimum 1 hr.
Official bank check $5
Temporary checks (up to four) $5
Stop payment, per draft or series $25
Copy of cleared check $5
Balance of all accounts included
International item processing (Canadian checks free) $20-$75
Deposit bag $5
Address change, PO returned (50¢ Student CU) $5
Check printing (business checks more) $15 and up
Health Savings Account (HSA), annual $10
IRA direct transfer (outgoing) $25
Wire transfer in $15
Domestic wire transfer out $25
International wire out (in US currency) $50
International wire out (in foreign currency) $30
Protest of check, per occurrence $25
Special currency/coin order $5
Faxes to/for members $1
Photocopies, self-serve 10¢
FedEx service - in addition to actual FedEx charge $20
Notary Public included
Tax levies and liens $50
Restraining Notice $50
Information Subpoenas $50
Dormant account fee (No activity for 12 months, per month) $5

Ithaca Hours

Ithaca Hours are accepted for many fees including: 

  • Membership, loan fees and automatic transfer fees (maximum of $100)
  • Insufficient funds fee (maximum of $25/month)

Visa Debit Card fees

Card replacement: First card free, subsequent card $10
Card replacement sent express mail $75
PIN replacement: Phone or in person included
PIN replacement: Express mail $75

Bill Pay Access is now included

Don’t waste your money on stamps; pay your bills online. It’s easy to schedule single and recurring payments.

Non-member information

Checks written “on us” (Alternatives) are subject to a $5 check cashing fee.

Please note

Alternatives reserves the right (upon 30 day notice) to impose additional fees on high transaction volume business accounts.

Do you have any questions?