125 North Fulton St. Ithaca, NY 14850
Phone: (607) 273-4611
Toll Free: (877) 273-AFCU      Contact
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Deposit Rates

Our mission is to build wealth and create economic opportunity for underserved people and communities.

News

CUNA'S COMMUNITY CREDIT UNION OF THE YEAR

We are completely honored and thrilled to receive this award! This award "honors credit unions that consistently excel in the advancement of credit union ideals, are proactive in their communities and meet the needs of their own diverse member bases."

BACK ON TRACK LOAN

Unexpected expenses can be tough. We're here to help! If you can document emergency medical, dental, veterinarian, home, or auto repairs, we offer a loan at a much lower rate than most credit cards.

MOBILE BANKING APP - NOW LIVE!

Mobile Access is our new mobile banking app for your smartphone. The conveneniece of transactions, transfers, loan payments, BillPay, and more are right at your fingertips!

VERIFIED BY VISA

Learn how registering with Verified by VISA will help protect your online purchases!

SHARE YOUR EXPERIENCE WITH US!

If you have had a positive experience here at Alternatives, we'd love to hear from you.

 

Art Gallery: Members of Latino Civic Association

Roundoff: Ithaca Community Gardens

Business Of The Month: Judy Stock

Online Access

eStatements Prior to Dec. 2012 »

Calendar

2014.11.28 Day After Thanksgiving - CLOSED

2014.12.18 Alternatives Board of Directors Meeting - .

2014.12.24 Christmas Eve Day - Closed at 1:00 p.m.

2014.12.25 Christmas Day - CLOSED

Chris Setlock

In the spring of 2014, we learned that our minivan needed repairs in excess of it's value. We'd already been cutting back on our auto use, and were trying to walk and bike more. We'd been talking with friends and reading about cargo bikes as a car alternative. Around the same time, a new business, "Boxy Bikes" opened in Ithaca, which specializes in electric and cargo bikes. We found a model we were interested in, and approached alternatives seeking financing. Alternatives set us up with a signature loan, and a "green loan" discount on our rate. Thanks to Alternatives, we are now the happy owners of a "Yuba Mundo" Electric Cargo bike. We can get anywhere we need to go, using no gas, and creating no emissions. I can carry two passengers, or a weeks worth of groceries. The loan will be paid off in two years, and the bike could last for many more, at a fraction of the cost of an automobile.

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