125 North Fulton St. Ithaca, NY 14850
Phone: (607) 273-4611
Toll Free: (877) 273-AFCU      Contact
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Our mission is to build wealth and create economic opportunity for underserved people and communities.

News

2015 Board of Directors Election

Vote by June 12, 2015 
Click here to cast your online ballot.

Annual Meeting

Join us for our Annual Meeting on June 17, 2015 — 8:00am - 10:00am at The Space @ GreenStar • 700 W. Buffalo St. • Ithaca, NY 14850. 

We proudly announce the launch of BusinessLoanConnection.org

BusinessLoanConnection.org is a unique collaboration between Community Development Credit Unions in Central and Upstate New York.
By connecting existing and aspiring business owners to financial and skill-building opportunities, we work to cultivate successful small businesses throughout our combined service area.BusinessLoanConnection.org is brought to you by CDFI-certified Credit Unions: Alternatives Federal Credit Union and Syracuse Cooperative Federal Credit Union.

Scam alert

Members should be aware of an automated phone scam currently in the wild. If you receive a phone call, with a recorded message indicating that there is a hold on your M&T debit card, do not return the call, and do not provide any card information. If you have provided your Alternatives FCU card information in response to this scam, please contact Alternatives FCU immediately.

Community Support Account

Learn more about how you can help local non-profits with this exciting new program.

CUNA'S Community Credit Union of the Year

We are completely honored and thrilled to receive this award! This award "honors credit unions that consistently excel in the advancement of credit union ideals, are proactive in their communities and meet the needs of their own diverse member bases."

Back On Track Loan

Unexpected expenses can be tough. We are here to help. If you can document emergency medical, dental, veterinarian, home, or auto repairs, Alternatives FCU offers a loan at a much lower rate than most credit cards. 

Mobile banking APP - Now live!

Mobile Access is our new mobile banking app for your smartphone. The conveneniece of transactions, transfers, loan payments, BillPay, and more are right at your fingertips.

Verified by Visa

Learn how registering with Verified by VISA will help protect your online purchases.

Share your experience with us

If you have had a positive experience here at Alternatives, we would love to hear from you.

Art Gallery: ask at the front desk if you would like to be considered!

Business Of The Month: The Yoga Farm

Online Access

eStatements Prior to Dec. 2012 »

Calendar

2015.06.18 Coffee Talk! - Small business peer mentoring circle, meeting every third Thursday of each month...

2015.06.19 Summer Blooms and Birds - Nature exhibit

2015.07.16 Coffee Talk! - Small business peer mentoring circle, meeting every third Thursday of each month...

2015.08.20 Coffee Talk! - Small business peer mentoring circle, meeting every third Thursday of each month...

Rima Shamieh

My IDA [Individual Development Account] experience was just incredible. I saved a few bucks every week and after a year, I had a savings account with $3,000 in it! And I'm glad that the MoneyWise class was required, because it really helped me develop a healthier relationship with money. So many of the skills I learned in class seemed so obvious, but I never thought/knew how to do them until we went over them in class. For example, tracking my spending made a HUGE difference in how I now spend money. Also, the exercises in the beginning when we explored our relationships with money - I discovered I'm a carefree, spirited, impulsive spender. It helps to put a name on things.

After accruing thousands of dollars in debt from student loans from when I was an undergraduate, I was determined to do all I could to stay out of debt for when I continued my education. The IDA really helped. I feel so much better prepared to build equity and save for my future. Thanks, Alternatives!

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