Login


Member Online Services


Account #:
Password:

» Learn More          »»Enroll

BillPay@Home     »»More

% Our Current Rates  
Certificates and Shares
Auto and Personal Loan Rates
Mortgage and Home Improvement Loan Rates

'Lectronic Currents


Sign up for our online newsletter.
Business Yellow Pages
A complete directory of member businesses.











Checking :: Visa Cards
Mortages :: Loans
ATMs :: More
Business Loans
Business Counseling
Networking :: More
IDAs :: Seminars
Community Lending
Livable Wage :: More
Mission :: Awards
Mailing Lists :: Profiles
Articles & Publications

MEMBER PROFILE
Diane Hecht

While living in New Jersey in 1995, I decided to move to Ithaca to care for my elderly mother and to purchase a home here. My daughter set up appointments for me at Alternatives to discuss obtaining a mortgage and I remember her telling me not to dress up "NJ Style" as the small credit union on State Street in Ithaca was not like any bank I'd ever seen. She was so right! In the lobby dogs were barking and waiting for their snacks from the very casually dressed tellers, while babies were playing in areas provided by the Credit Union - that was the beginning of my love affair with Alternatives.

Over the past 13 years since offering me that first mortgage, as both Alternatives and I have grown and prospered, they have provided Home Equity loans to help me care for my mother, create my own small business, and this past spring to re-mortgage and pay off debts. The wonderful people in the Alternatives mortgage department offer amazing expertise in a very caring manner. Many thanks to all of you at Alternatives who offer your services for our community!



NEED TO APPLY FOR A LOAN?
It's quick and easy. For auto loans or personal lines of credit, apply online or call our Anytime LoanPhone at 866-529-8722. To apply for a credit card, apply online here. Need to apply for a mortgage or Home Equity Line?  Apply here.

CHECK OUT OUR AUTUMN NEWSLETTER

NEW ATM IN DRYDEN!
We're excited to announce our new ATM at the Dryden Community Cafe, located at the intersection of Routes 13, 38 and 392.  Enjoy the good food, great community and fee-free withdrawals.

THANKSGIVING MARKET
Our lobby will host three local member businesses whose products will help complement your Thanksgiving table. 

Nov. 19 & 20, 10:00 - 3:00 PM
Tucker Catering (baked goods)

Nov. 21, 10:00 AM - 12:30 PM
Good Stuff by Mom and Me (vegan baked goods)

Nov. 23, 10:00 AM - 3:00 PM
Harvest Home Organics (jams and jellies)

ALTERNATIVES PARTNERS WITH ATIRAcredit FOR CREDIT CARDS
We partnered with ATIRAcredit to give our members a better credit card with rewards, but at the low rates our current credit card customers are accustomed to. 

WE HAVE A WINNER!
The winner of our Pay It Forward Contest is Maija Cantori and friends, who submitted an entry for their friend Chuck Pappas.  Congratulations!

SHOPPING FOR A NEW CAR?
Learn how buying a car from GM or Chrysler, and getting a loan from Alternatives, can help you save money.

HOW DID WE HELP YOU?
We love to hear how our members have benefited from our service.  Whether it's a quick testimonial about a pleasant member service experience, or a more detailed account profile, we'd love to hear from you!

FOLLOW US ON FACEBOOK AND TWITTER!
Keep up-to-date with Alternatives news and events on Facebook and Twitter.

BUSINESS OF THE MONTH
Please visit our lobby to view our new monthly featured Member Business.

NEW BLOG
Check out our new MoneyWise blog for tips on saving money, budgeting better and overall financial health! 

NEED TO REORDER CHECKS?
Reordering checks online with our partner Harland Clarke is easy!

CALENDAR
Check here to find out about what's going on around the Credit Union.