125 North Fulton St. Ithaca, NY 14850
Phone: (607) 273-4611
Toll Free: (877) 273-AFCU      Contact
Loan Rates

Deposit Rates

Our mission is to build wealth and create economic opportunity for underserved people and communities.

News

BACK ON TRACK LOAN

Unexpected expenses can be tough. We're here to help! If you can document emergency medical, dental, veterinarian, home, or auto repairs, we offer a loan at a much lower rate than most credit cards.

MOBILE BANKING APP - NOW LIVE!

Mobile Access is our new mobile banking app for your smartphone. The conveneniece of transactions, transfers, loan payments, BillPay, and more are right at your fingertips!

NEW ATM LOCATION

We're very happy to be on the Cornell campus, at Martha's Cafe in the Martha Van Rensselaer building. We look forward to students and faculty using our services in the coming semesters! 

SUMMER NEWSLETTER

A lot of updates and goings-on at the credit union - check out our latest newsletter.

AIR CONDITIONING ASSISTANCE

If you are low income and have a medical condition that is exacerbated by the heat, you could be eligible for a free air conditioner through NY State's HEAP program.

VERIFIED BY VISA

Learn how registering with Verified by VISA will help protect your online purchases!

SHARE YOUR EXPERIENCE WITH US!

If you have had a positive experience here at Alternatives, we'd love to hear from you.

 

Art Gallery: Annette Roberts

Roundoff: Alternatives Impact

Business Of The Month: Nutritional Wellness Center

Online Access

eStatements Prior to Dec. 2012 »

Calendar

2014.09.10 Internet Marketing Workshop Series - Fall, 2014! 9-week Internet marketing intensive course. Wednesday evenings, Se...

2014.09.16 Getting Down to Business - 9-week small business intensive course, Tuesdays evenings. September 16 - Novem...

2014.09.25 Alternatives Board of Directors Meeting - .

2014.10.13 Columbus Day - CLOSED

Joe Nolan, Home Green Home

My family's credit union has been Alternatives since '96; We liked the mission, and who could resist banking in a converted house? In 2005 I started thinking about a retail start-up called "Home Green Home" that would sell healthy and eco-conscious home furnishings and renovation supplies. The Business CENTS class helped me to understand and develop the elements of a business plan, and set me on the path to taking the big leap.

At every stage, I've felt well supported by Alternatives' friendly staff. From one-on-one consultation to business banking and credit needs, I've received quick, helpful service at Alternatives. We always look to partner with organizations that share our values, and Alternatives fits the bill.

Alternatives Federal Credit Union ("Alternatives") provides a hyperlink to Google Translate™ for convenience only and without any responsibility for the accuracy of translations. Alternatives has no control over this unrelated, free and entirely computerized translation program. Computerized translations are only an attempted approximation of the website’s original content and thus Alternatives makes no representations or warranties of any kind with respect to the accuracy, reliability or completeness of any translations. Persons using translated information do so at their own risk.