125 North Fulton St. Ithaca, NY 14850
Phone: (607) 273-4611
Toll Free: (877) 273-AFCU      Contact
Loan Rates

Deposit Rates

Our mission is to build wealth and create economic opportunity for underserved people and communities.


Join us for our Annual Meeting
Thursday, June 16, 2016
8:00am - 10:00am
The Space @ GreenStar
1700 W. Buffalo St. Ithaca, NY
Breakfast will be served
RSVP appreciated: marketing@alternatives.org

Members Quarterly: April 2016 
is now available online. 

Election 2016 Update Board of Directors
Message from the Board Secretary, Gvozden Dokic, concerning nominations for the Board of Directors
Alternatives’ Nominating Committee has filed four nominations concerning the four Board of Directors terms expiring this June. A brief statement from each nominee is included herein. Nominations for vacancies may also be made by petition signed by 99 members (1% of the membership), should anyone else seek to become a volunteer director this year. Anyone interested in volunteering service for the mission of the credit union, may also seek appointment to a committee of the Board of Directors, without petitioning.
The election will not be conducted by ballot and there will be no nominations from the floor when the number of nominees equals the number of positions to be filled. Each nominee by petition must submit a similar statement of qualifications and biographical data with the petition. The closing date for receiving nominations by petition is May 5, 2016. To be effective, nominations by petition must be accompanied by a signed certificate from the nominee or nominees stating that they are agreeable to nomination and will serve if elected to office.
Petitions may be delivered to Alternatives’ General Counsel Eric Levine, at 125 N. Fulton St., Ithaca, NY 14850,or via email to elevine@alternatives.org. 

For nominee statements: http://alternatives.org/pdf/AFCU-2016-1018_FINAL.pdf

Cooperating for you convenience

Look for Alternatives this summer at GreenStar at Collegetown Crossing! 

Showing our appreciation year around
Join us for a different topic each quarter as we celebrate Alternatives community programs, member experience, social responsibility,and culture and values.

On May 2, we kick off our second quarter Members Appreciation Event with a prize filled celebration of local non-profits and Alternatives Community Support Accounts. 

Learn how your everyday financial transactions can generate an annual donation to your favorite cause.
  • Meet and learn about local non-profits
  • Sign up for a Community Support Account
With your help, Alternatives is committed to helping you make transactions that make a difference. Oh, and did we say there would be popcorn? See you soon!
2016 - 2017 Holiday hours

Scam alert
Members should be aware of an automated phone scam currently in the wild. If you receive a phone call, with a recorded message indicating that there is a hold on your M&T debit card, do not return the call, and do not provide any card information. If you have provided your Alternatives FCU card information in response to this scam, please contact Alternatives FCU immediately.

Community Support Account

Learn more about how you can help local non-profits with this exciting new program.

Verified by Visa

Learn how registering with Verified by VISA will help protect your online purchases.
Share your experience with us. If you have had a positive experience here at Alternatives, we would love to hear from you.

Art Gallery: Lindy Joy Cummings

Business Of The Month: Making Money Sacred

Online Access

eStatements Prior to Dec. 2012 »

Laurie and Zoe Hill

Our family's strongest connection to Alternatives started at the Student Credit Union branch at Fall Creek Elementary School. Zoe started as a Saver and I as a Teller five years ago. Zoe is a regular depositor. I started putting money into my savings account on a more regular basis when we realized that it would be a good place to have a vacation account - one we didn't have a debit card or checkbook for. We saved enough for a trip to Zurich to visit friends on sabbatical and then the fast train to Paris.


Alternatives Federal Credit Union ("Alternatives") provides a hyperlink to Google Translate� for convenience only and without any responsibility for the accuracy of translations. Alternatives has no control over this unrelated, free and entirely computerized translation program. Computerized translations are only an attempted approximation of the website�s original content and thus Alternatives makes no representations or warranties of any kind with respect to the accuracy, reliability or completeness of any translations. Persons using translated information do so at their own risk.