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Branches Closed on President's Day

Our Ithaca and Rochester offices will be closed on Monday February 16th, 2026 in observance of Presidents Day. Branches will re-open at 9am on Tuesday February 17th. You can access your accounts through Online & Mobile Banking--available 24/7. Nationwide access to your account at 5,600+ credit unions and 30,000 surcharge-free ATMs via the CO-OP network. Please use caution when traveling and consider delaying your visit if conditions are unsafe in your area. We will continue to monitor conditions and share updates as needed. Thank you for your understanding.

Access the CO-OP Network
Routing #: 221381867

Financial Wellness

Financial topics, webinars, calculators and more

At Alternatives, we care about your financial wellness. Check out the online resources from our financial education partners, Balance and Banzai! Here you can find a variety of educational tools and resources for your financial journey.

With BALANCE, you can access financial education and resources to help with your financial matters and attend free interactive webinars to learn the basics of financial planning. BALANCE can also assist with confidential, no-cost financial coaching services to help you develop a sensible budget managing spending and debt as well as provide a free credit report review.

Get your financial health score in two minutes.

Take the quiz

Here are a few specific topics to get you started….

Spending
Debt
Saving
Retirement

Another partner we use, Banzai! offers a comprehensive collection of interactive content including AI coaches, calculators, and articles. Banzai! content is available in ten different languages! When you get to our Banzai! homepage, click on the globe icon in the upper right-hand corner to convert text to your chosen language.

Banzai! resources

Support Our Mission!

Unlike traditional banks, we specialize in lending to individuals, organizations, and businesses in under-resourced communities, offering financial education, business coaching, and low-interest rate loans that increase economic potential and help build wealth.

Join us!

Speak with a Financial Coach

No need to figure it out yourself, coaches can provide help with money management, paying bills, building credit and housing issues. Speak with a financial coach through our non-profit partner, Balance.

Schedule an appointment