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ITHACA BRANCH HOURS HAVE BEEN UPDATED

Our new lobby and drive-thru hours are now in effect. Monday, Tuesday, Thursday & Friday: 9 AM–5 PM Wednesday: 9 AM–3 PM Saturday: 10 AM–1 PM Need to bank outside these hours? We have options to make banking easier.

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Routing #: 221381867

Financial Education Resources

Explore our financial resources—or join a live webinar. Alternatives offers free webinars led by our Financial Education Team, and other webinars from our nonprofit partner, BALANCE. Also, check out more free resources and tools from BALANCE below.

Live Webinars

Upcoming virtual webinar led by our Financial Education Team (recording will be available)

Using Credit Cards: Make Credit Work for You

Credit cards can be useful tools, but understanding how they work can make a big difference in your financial life. Whether you’re using your first credit card or have had one for years, this free webinar will help you make informed choices and use credit with confidence.

Our Financial Education Team is hosting a free webinar on using credit cards. You’ll learn:

  • How interest rates, credit limits, and monthly payments work
  • How to use credit cards wisely and avoid costly mistakes
  • How to build healthy credit habits and make credit work for you

Monday, November 23, 2026

5:30–7:00 PM

Free. Registration required.

Using Credit Cards: Make Credit Work for You
Monday, November 23 • 5:30 PM • Microsoft Teams (Virtual)

BALANCE monthly webinar

Our nonprofit partner, BALANCE, offers free interactive webinars on budgeting, credit, homebuying, and more.

More free resources from BALANCE

Access financial education and resources to help with your financial matters. BALANCE can also assist with confidential, no-cost financial coaching services to help you develop a sensible budget managing spending and debt as well as provide a free credit report review.

Here are a few specific topics to get you started….

Get your financial check up score in two minutes.

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America Saves Week

Five days of tips, tools, and resources to help you build stronger saving habits — one day at a time.

Day 1 – Saving Automatically
Learn how to set up automatic transfers so saving happens before you even think about spending. Small, consistent contributions add up fast.

Day 2 – Saving for the Unexpected
An emergency fund is your financial safety net. Discover how much you should aim to save and the best place to keep it.

Day 3 – Saving for Major Milestones
Whether it’s a home, a car, or higher education, big goals require a plan. Find out how to break them down into manageable steps.

Day 4 – Paying Down Debt
Debt can be a barrier to saving. Explore strategies like the avalanche and snowball methods to pay down what you owe and free up more to save.

Day 5 – Saving at Any Age
It’s never too early — or too late — to start saving. Get age-specific guidance on how to make the most of where you are right now.