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Alternatives will be closed Monday, January 20th in honor of Dr. Martin Luther King Jr. Day. Be safe and enjoy your Holiday!

You may access you account 24/7 through online banking and our mobile app.

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Routing #: 221381867

Digital Wallet

Streamline Your Payments with Alternatives

Leave your cards behind and embrace the convenience of mobile payments with our Digital Wallet. Whether you use Samsung®, Apple®, or Android™, your transactions are secure and private.

Apple Pay®

  • Device Compatibility: Use on iPhone, iPad, and Apple Watch. 
  • Setup: Add your card to the Wallet app and activate by calling 607-273-4611, option 1, then option 1 during business hours.
  • How to Pay: Simply authenticate via Touch ID or double-click the Home button on locked iPhones.

Google Pay™

  • Device Compatibility: Available for Android devices running Android 4.4 and above.
  • Setup: Install the Google Pay app, add your Alternatives card, and activate by calling 607-273-4611, option 1, then option 1 during business hours.
  • Usage: Pay at any store with the contactless symbol by unlocking your device and tapping the terminal.

Samsung Pay®

  • Device Compatibility: Available on the latest Samsung devices.
  • Setup: Load your cards in the app and activate by calling 607-273-4611, option 1, then option 1 during business hours.
  • Usage: Swipe up from the bottom of your device screen, authenticate, and hold your device near the terminal.

Security: Payments are made using a unique transaction code—your card details are never shared.

Visa Secure Remote Commerce (SRC) 

  • Online Shopping Made Easier: Pay online with fewer clicks using Visa SRC. Just click to pay where Visa is accepted.
  • Setup: Add your Alternatives debit card and pay with a single click, securely.
  • Enroll: Enroll in Visa SRC today.

Visa Purchase Alerts: 

Receive email notifications for every transaction authorized on your Visa debit card.

Sign up for Visa Purchase Alerts for prompt notifications on card usage.

Enjoy a seamless payment experience with Alternatives’ Digital Wallet solutions, ensuring security and convenience at your fingertips.

Support Our Mission!

Unlike traditional banks, we specialize in lending to individuals, organizations, and businesses in under-resourced communities, offering financial education, business coaching, and low-interest rate loans that increase economic potential and help build wealth.

Join Us!

Speak with a Financial Coach

No need to figure it out yourself, coaches can provide help with money management, paying bills, building credit and housing issues. Speak with a financial coach through our non-profit partner, Balance.

Schedule an Appointment