The right protection depends on your situation. Here’s what we offer.
Mechanical Breakdown Protection (MBP)
Repairs don’t stop when your warranty does.
Most used vehicles come with a factory warranty that’s already expired — or nearly there. And even on newer vehicles, the warranty clock runs out long before most people finish paying off their loan. When an engine, transmission, or electrical system fails, repair bills can run into the thousands.
Mechanical Breakdown Protection covers the cost of covered repairs so a breakdown doesn’t wipe out what you’ve been saving. You pay a predictable cost upfront. MBP covers what goes wrong.
What MBP includes:
- Coverage for mechanical and electrical breakdowns on new and used vehicles
- Consequential damage coverage — if one broken part causes another to fail, that secondary damage is covered too
- 24/7 roadside assistance and towing
- Rental car allowance while your vehicle is repaired
- Tire protection
Available to all Alternatives members — even if your auto loan is somewhere else.
Edge Vehicle Protection Plan (VPP)
Flat tire. Lost key. Cracked windshield. Covered.
These aren’t the big disasters — they’re the annoying, expensive ones that seem to happen at the worst possible time. A road hazard blows a tire. A rock chips your windshield on the highway. None of it is covered by standard auto insurance, and none of it is cheap to fix out of pocket.
Edge bundles the protections that fill those gaps into a single plan. Tires and wheels, keys and key fobs, dents and dings, windshield chips, cosmetic wheel damage, and 24/7 roadside assistance — covered. If you sell your vehicle, the coverage transfers to the new owner.
What Edge covers:
- Road hazard tire and wheel repair or replacement — on public roadways
- Keys lost, stolen, or damaged and inoperable — including key fob replacement
- Paintless dent repair for dents and dings up to four inches in diameter
- Windshield chip repair up to the diameter of a half dollar, and cracks up to two inches long
- Cosmetic wheel repair for scratches, scrapes, and abrasions to alloy or steel wheels
- 24/7 roadside assistance including towing, fuel delivery, battery jumpstart, and lockout service
Available to all Alternatives members — even if your auto loan is somewhere else.
Have questions? We’re here.
If you have a question about whether any of these is right for your situation, ask us.
Call: 877-273-2328
Email: info@alternatives.org