Breaking Financial Barriers
We specialize in providing affordable financial products and services for people and businesses in low-to-moderate income and marginalized communities.
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Credit Union + CDFI
CDFI stands for Community Development Financial Institution. It means we’re designed to make loans in communities mainstream lenders often overlook—and to work with you, not just your credit score.
First-Time Homebuyer Help
Financial assistance and support may be available for first-time homebuyers—or for those who haven’t owned a home in the last 3 years.
Get Loan-Ready
We look beyond credit scores—but a strong application still matters. Get clear steps to improve your chances before you apply.
Financial Education & Coaching (Free 1:1)
Get supportive, judgment-free guidance for your money questions. Confidential and free.
We believe everyone deserves a place to call home.
Most people never think to ask. Hear from three members who did.
Video: Their StoriesLiberate your finances
Utilize our free member resources to help you achieve your financial goals.
News
Free Webinar — August 31: Managing Debt
Managing Debt: Strategies for Financial Confidence and Long-Term Success Debt can feel like it’s always one step ahead of you, especially when it’s hard to […]
Free Webinar — July 16: Mindful Budgeting: Aligning Spending with Your Values
Everyone wants more control over their financial life — and the key to getting there is a budget. In this session from our nonprofit partner, […]
Free Webinar — July 27: Tracking Your Income & Expenses
Ever get to the end of the month and wonder where the money actually went? You’re not alone, and it’s one of the most common […]
Closing the Wealth Gap for marginalized communities
As a Community Development Financial Institution (CDFI), Alternatives believes in economic justice and embraces the racial, ethnic, socioeconomic, sexual, gender, and religious diversity in our community.