Alternatives will be closed on Friday, July 4th in observance of Independence Day. We will reopen for Saturday hours on July 5th. Have a safe and happy Holiday weekend!
Access your account 24/7 with our mobile app!We specialize in providing affordable financial products and services for people and businesses in low-to-moderate income and marginalized communities.
Open an AccountWe understand that in order for a community to thrive it requires access to basic financial services and affordable credit.
Learn about financial assistance for first-time homebuyers, including those who haven't owned a home in the past 3 years.
We look at more than your score. Our job is to help you find a solution even if you have past credit issues.
Get 1:1 business consultations and online resources free of charge to help grow your business.
access to affordable financial products and services, especially in communities left behind by mainstream finance. The Viewpoint Project produced this 7min video about Alternatives for PBS stations around the country.
Video: Pursuing our MissionUtilize our free member resources to help you achieve your financial goals.
Inclusiv Reaches $500 Million in Capital Deployed to Strengthen Communities and Create Economic Opportunity New York, NY (April 30, 2025) Inclusiv is proud to announce […]
We’re proud of our Education and Training Director, Brendan Wilbur, for being chosen as a mentor for the National Credit Union Foundation’s signature Development Education […]
Tompkins County Living Wage Updated – Now $24.82 per hour! Alternatives Federal Credit Union and the Tompkins County Workers’ Center were pleased to join in […]
As a Community Development Financial Institution (CDFI), Alternatives believes in economic justice and embraces the racial, ethnic, socioeconomic, sexual, gender, and religious diversity in our community.