Our Ithaca and Rochester offices will be closed on Monday February 16th, 2026 in observance of Presidents Day. Branches will re-open at 9am on Tuesday February 17th. You can access your accounts through Online & Mobile Banking--available 24/7. Nationwide access to your account at 5,600+ credit unions and 30,000 surcharge-free ATMs via the CO-OP network. Please use caution when traveling and consider delaying your visit if conditions are unsafe in your area. We will continue to monitor conditions and share updates as needed. Thank you for your understanding.
Access the CO-OP NetworkWe specialize in providing affordable financial products and services for people and businesses in low-to-moderate income and marginalized communities.
Open an accountWe understand that in order for a community to thrive it requires access to basic financial services and affordable credit.
Learn about financial assistance for first-time homebuyers, including those who haven't owned a home in the past 3 years.
We look at more than your score. Our job is to help you find a solution even if you have past credit issues.
Get 1:1 business consultations and online resources free of charge to help grow your business.
access to affordable financial products and services, especially in communities left behind by mainstream finance. The Viewpoint Project produced this 7min video about Alternatives for PBS stations around the country.
Video: Pursuing Our MissionUtilize our free member resources to help you achieve your financial goals.
February Business of the Month: Downtown Ithaca Children’s Center (DICC) đź’› For more than 40 years, DICC has provided high-quality early education and care for […]
On New Year’s Day, our team showed up for the Ithaca Chill Challenge—a community fundraiser that’s as bold as it is fun. The event is […]
We’re proud to feature Finger Lakes Habitat , Home & Site Services LLC as our Business of the Month! “Finger Lakes Habitat , Home & […]
As a Community Development Financial Institution (CDFI), Alternatives believes in economic justice and embraces the racial, ethnic, socioeconomic, sexual, gender, and religious diversity in our community.