Drive into fall, and fuel our mission!
Whether you’re buying a new car or refinancing from another lender, you can save while helping our community thrive.
You’re not just getting a great rate—you’re investing in fair lending, small business growth, and financial education in our community—the purpose of every loan we make.
Alternatives Federal Credit Union is a certified Community Development Financial Institution (CDFI)
*APR = Annual Percentage Rate. All loans are subject to membership and credit approval. Normal underwriting guidelines apply. Principal and interest payments may be deferred until 2/1/26, with equal payments for the remaining term of the loan. Interest will accrue during the initial no-payment period. Alternatives FCU reserves the right to rescind this promotion at any time. Promotion does not apply to refinance an existing Alternatives FCU automobile loan. Rate/APR will vary by the term length of loan, model year of collateral, and credit score. Eligible vehicles must be model year 2018 or newer. Alternatives FCU may finance up to 100% of the purchase price or NADA retail value; in many cases, no down payment is required. If credit life or disability insurance is elected, premiums may be added to the loan balance. For example, at well qualified 4.740% APR for 60 months, the monthly payment will be approximately $19.00 per $1,000 borrowed. Other rates and terms are available. This credit union is Federally Insured by the NCUA.