Empowering the LGBTQ+ Community
Welcome to Alternatives Federal Credit Union, where we are proud to serve the LGBTQ+ community. We firmly believe that everyone deserves equitable and affirming financial services, regardless of gender identity or sexual orientation. Recognizing the historical challenges and discrimination faced by LGBTQ+ individuals, we are dedicated to fostering a supportive and inclusive banking environment for all our members.

Your Trusted Financial Partner
Whether you’re saving for a new home, launching a business, or managing day-to-day expenses, you deserve a financial ally who understands and respects your unique needs. At Alternatives, we go beyond traditional banking—we are committed to standing by you every step of the way, ensuring that your financial journey is both inclusive and empowering.
Tailored Services for Your Life
From respecting your chosen name and pronouns to providing specialized gender affirmation loans, we offer financial solutions designed with the nuances of LGBTQ+ lives in mind. As advocates for economic justice, we firmly oppose discrimination and actively support LGBTQ+ rights and initiatives. Through community engagement and collective action, we are dedicated to driving greater acceptance and equality for all.
Discover the Alternatives Difference
Experience the difference with a credit union that prioritizes your well-being. At Alternatives, we celebrate diversity and strive to build a community where everyone can thrive. Together, let’s create a financial future that reflects the vibrancy and diversity of the community we serve.
Credit Union + CDFI
CDFI stands for Community Development Financial Institution. It means we’re designed to make loans in communities mainstream lenders often overlook—and to work with you, not just your credit score.
First-Time Homebuyer Help
Financial assistance and support may be available for first-time homebuyers—or for those who haven’t owned a home in the last 3 years.
Get Loan-Ready
We look beyond credit scores—but a strong application still matters. Get clear steps to improve your chances before you apply.
Financial Education & Coaching (Free 1:1)
Get supportive, judgment-free guidance for your money questions. Confidential and free.