Welcome, we’re glad you’re here!
Two ways to get free 1:1 support
You’re taking a strong first step. These sessions are a supportive, judgment-free conversation about your money questions, goals, or concerns—and you’ll leave with clear, practical next steps.
You can meet with a member of the Alternatives’ Financial Education Team or with a financial coach from our nonprofit partner, BALANCE. Both options are confidential and free—choose what feels like the best fit.
Alternatives Financial Education
A supportive, judgment-free conversation with clear next steps. No prep required. (Available in Spanish)
What others have said about Alternatives Financial Education Team
“Thanks so much for your expertise and help. I’m looking forward to using the resources you provided!”
“I appreciate your knowledge and guidance. Thank you for teaching me about credit scores.”
“We both learned a lot from you.”
“Thank you so much for all of your help. I’m excited for this journey!”
BALANCE Financial Coaching
Offers more availability and coaching in a variety of languages. A coach can help you build a realistic spending plan and create steps to pay down debt.
- Money Management: Coaches provide support on general money management, credit and housing topics.
- Debt Management: Simplify your finances by consolidating your debts into a single payment with a Debt Management Plan (DMP).
- Credit Report Review: Get a thorough review of your credit report with suggestions for improving your credit standing.
- Housing Counseling: Prepare for homeownership by reviewing your cash flow, saving plan and credit history and be ready to financially manage your home.
- Foreclosure Prevention: As a HUD-certified housing counseling agency, BALANCE can guide you through your options when you’re facing financial difficulties.