There are options for your checking account.
See below for checking accounts with rewards such as cash back, high dividends, and ATM withdrawal fee refunds. We also have a Fresh Start checking option for people who have had issues with checking accounts in the past.
Need help? We can schedule a meeting online, in-person or by phone. Email newaccounts@alternatives.org or call 877-273-2328.
“I don’t know why I didn’t just go to Alternatives in the first place.”
— Amy A., Member
Free Checking Account Details
- $2 monthly maintenance fee, waived when you opt out of paper statements
- No minimum balance requirements
- Unlimited check writing
- Free Online Access
- Free Mobile Access
- Free eStatements
- Free debit card
- Access to over 30,000 surcharge-free ATMs and 5,600 shared branches via the CO-OP Network
For new members:
- $2 one-time fee is required to open an account
- $5 must remain on deposit to retain your membership of Alternatives Federal Credit Union
Need more checks?
If you have ordered checks through Alternatives previously, you can order them online.
If you have not previously ordered checks through Alternatives, please contact the branch by calling 607-273-4611 or send us a secure message through online access or the mobile app, and we will place the order on your behalf.
Additional Checking Account Options
Compare checking options such as our free rewards-earning Kasasa® checking accounts.
Kasasa High Dividend Checking Account
Earn high dividends — no matter what your checking balance is!
Kasasa Cash Back Checking Account
Earn cash back on debit card purchases & get refunds on ATM withdrawal fees.
Fresh Start Checking Account
We believe everyone deserves a second chance to start over financially.
Health Savings Account (HSA)
Be ready for your next check-up with a tax-advantaged* HSA.
VISA Debit Card
Use your free Alternatives VISA® Debit Card for any purchase — home or abroad.