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Branches Closed on President's Day

Our Ithaca and Rochester offices will be closed on Monday February 16th, 2026 in observance of Presidents Day. Branches will re-open at 9am on Tuesday February 17th. You can access your accounts through Online & Mobile Banking--available 24/7. Nationwide access to your account at 5,600+ credit unions and 30,000 surcharge-free ATMs via the CO-OP network. Please use caution when traveling and consider delaying your visit if conditions are unsafe in your area. We will continue to monitor conditions and share updates as needed. Thank you for your understanding.

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Routing #: 221381867

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Empowering Your Finances Through Responsible Lending

Whether you’re looking to purchase a vehicle, refinance a high-interest auto loan, pay a medical or vet bill, pay for home repairs, etc. we look forward to finding a solution that works for you.

As a Community Development Financial Institution (CDFI), our job is to help you move forward financially and we will look beyond your credit score for loan approval. That begin said, we are also a Federally regulated credit union and must follow certain policies and guidelines for loan approval. If we cannot approve your loan at this time we will provide you with a path to strengthen your application.

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Learn about how we protect your information and comply with the Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act).

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Unlike traditional banks, we specialize in lending to individuals, organizations, and businesses in under-resourced communities, offering financial education, business coaching, and low-interest rate loans that increase economic potential and help build wealth.

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No need to figure it out yourself, coaches can provide help with money management, paying bills, building credit and housing issues. Speak with a financial coach through our non-profit partner, Balance.

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