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Fraud Alert: Stay Vigilant!

Scammers are spoofing our phone number to trick members into sharing personal information. We will never call and ask for your account number, PIN, or online banking credentials. If you receive a suspicious call, hang up and contact us directly at 877-273-2328. Protect your info. Stay safe.

Fraud Prevention Center
Routing #: 221381867

Share Secured Loan

A share-secured loan is a good idea if you’re looking to build your credit or you need to make a necessary purchase but don’t want to dip into your savings. With this type of financing, you borrow against your savings at Alternatives and receive a low-rate loan, while still earning interest on your deposits.

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Details

  • Lower dividend rates
  • Secured by your share savings or share certificate
  • Great for building or repairing your credit
  • Continue earning dividends on deposits
  • Avoid penalty for early share certificate withdrawal
  • Flexible terms and monthly payments that fit your needs

*All loans subject to approval.

Support Our Mission!

Unlike traditional banks, we specialize in lending to individuals, organizations, and businesses in under-resourced communities, offering financial education, business coaching, and low-interest rate loans that increase economic potential and help build wealth.

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Speak with a Financial Coach

No need to figure it out yourself, coaches can provide help with money management, paying bills, building credit and housing issues. Speak with a financial coach through our non-profit partner, Balance.

Schedule an Appointment