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FAIR Mortgage Preliminary Application
The FAIR Mortgage (Finance Addressing Inequality & Racism) is available to those who make 80% or less of the area median income (AMI) or are first-time, first generation homebuyers making up to 120% of the AMI for the counties we serve.*
*Tompkins, Chemung, Cortland, Tioga, Schuyler, Seneca, Steuben & Cayuga
Name of primary borrower
OK
Name of primary borrower is required
Names of co-borrowers (if applicable)
Optional
OK
Names of co-borrowers (if applicable) is required
E-mail
OK
E-mail is required
Number of household members that will live in the new home
OK
Number of household members that will live in the new home is required
Ideal location of home purchase (Town/County):
OK
Ideal location of home purchase (Town/County): is required
Total Gross annual income (before taxes) from all borrowers that will be on the mortgage
OK
Total Gross annual income (before taxes) from all borrowers that will be on the mortgage is required
Gross annual income from anyone else in the household who will NOT be on the mortgage
OK
Gross annual income from anyone else in the household who will NOT be on the mortgage is required
Estimated Credit score(s) from each borrower
OK
Estimated Credit score(s) from each borrower is required
Amount of savings available for down payment/closing costs
OK
Amount of savings available for down payment/closing costs is required
Are you anticipating any down payment assistance from other sources?
OK
Are you anticipating any down payment assistance from other sources? is required
For each borrower – Have you been in the same job or field of work for 2 years? (If no, please provide additional information)
OK
For each borrower – Have you been in the same job or field of work for 2 years? (If no, please provide additional information) is required
For each borrower - How long have you been at your current job?
OK
For each borrower - How long have you been at your current job? is required
Are you a First Generation Homebuyer (your parents never owned a home)?
OK
Are you a First Generation Homebuyer (your parents never owned a home)? is required
OK
is required