The FAIR Mortgage (Finance Addressing Inequality & Racism) is available to those who make 80% or less of the area median income (AMI) or are first-time, first generation homebuyers making up to 120% of the AMI for the counties we serve.*
*Tompkins, Chemung, Cortland, Tioga, Schuyler, Seneca, Steuben & Cayuga
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OK
Name(s) of borrower(s): is required
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OK
E-mail is required
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OK
Number of household members that will live in the new home: is required
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Will the borrower(s) have any dependents?
OK
Will the borrower(s) have any dependents? is required
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OK
If yes, how old is each dependent? is required
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OK
Do you currently own your residence or are you renting? (Please provide length of time at residence and address) is required
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OK
Ideal location of home purchase (Town and County): is required
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OK
Total Gross annual income (before taxes) from all borrowers that will be on the mortgage: is required
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OK
Gross annual income from anyone else in the household who will NOT be on the mortgage: is required
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OK
Estimated Credit score(s) from each borrower: is required
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OK
Total mount of savings available for down payment & closing costs: is required
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OK
Are you anticipating any down payment assistance from other sources (INHS, etc.)? is required
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OK
For each borrower – Have you been in the same job or field of work for 2 years? (If no, please provide additional information) is required
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OK
For each borrower - How long have you been at your current job? is required
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Are you a current member with Alternatives Federal Credit Union?
OK
Are you a current member with Alternatives Federal Credit Union? is required
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OK
If yes, please provide account number: is required
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OK
Please provide a good cell phone number and email for each applicant: is required
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OK
Are you a First-Generation Homebuyer (your parents never owned a home)? is required
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OK
Additional Comments is required
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OK
is required
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