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As a full-service community credit union, we are happy to provide our members with all of the services they need to manage their money.

Quick drop

Just making a deposit, loan payment or transfer and don't require a receipt? Use our quick drop at the head of the teller line if you want your transaction posted that day, but do not want to wait in line.

Drive-thru and walk-up teller

Our drive-thru and walk-up teller in the vestibule extend our hours to 6:00pm Monday–Friday for transactions.

Computer kiosk

Our lobby features a computer kiosk for members to log into Alternatives Access.


Avoid exorbitant fees by pre-purchasing currency from more than 125 countries through eZForex.

Avoid using credit cards and paying the 3% surcharge on overseas purchases; and up to 9% for each $100 ATM withdrawal. Return unused foreign currency for the original exchange rate at the time of purchase with their Currency Price Protection (CPP) Sell Back Guarantee.

Order international currency online, have it delivered to your doorstep, return what you do not use. Place your order now – Log into your Alternatives Online Access account and follow the eZForex link on the right of the screen.

Phone Access

Our 24-hour telephone teller provides members with access to accounts through their phone. Use Phone Access to check account balances, transaction history, transfer funds and make loan payment transfers. Call (607) 273-4611 or (877) 273-AFCU to get started.

Depository ATMs

Our depository ATMs allow you to make deposits 24/7. No need to rush to make branch hours — simply visit one of our ATMs to deposit checks and cash.


Move money across county, state, country, or the globe with ease. We offer our customers both domestic and international wire transfer capabilities.

Become a member

Make a choice for a more economically just community.

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Apply for a loan

Get affordable financing for almost any need.

Get started