We will not approve or deny a loan based on your credit score.
Credit scores are inherently biased against people with low-income or those who have experienced generations of economic racism.
If you have had credit issues in the past, want to refinance a high-interest or predatory loan, or simply want to support economic justice, we want to work with you.
Not a member? Apply now
Existing member? Apply now
Already applied? Check Status
"Alternatives helped me get funds quickly when I needed them. The people at Alternatives were ready to help me at every stage and made me feel confident about the process."
Rates are subject to change, please contact us for current rates.
Car repair, medical debt, veterinary bills, home repair, school supplies — there are many reasons for getting a loan. That is why we design each personal loan with you in mind.*
Details
*All loans subject to approval.
Use your home's equity as collateral to secure financing for energy-saving improvements to your house.
A revolving line of credit that provides overdraft protection coverage for checks, debit, and electronic transactions in the case of insufficient funds in your checking account.*
Details
*All loans subject to approval.
Members of Alternatives FCU can use their share savings funds as collateral to lock in low-rate financing.*
Details
*All loans subject to approval.
