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If you would rather not touch the money in your savings or certificate account, but need capital, consider a Share Secured Loan. The loan is secured by funds in your account. Have money for business needs without losing interest on funds invested at Alternatives. Share Secured Loans are also a good way to build a credit record to support future borrowing.*


  • Competitive interest rates
  • Secured by your business share account or share certificate
  • Great for building or repairing your credit
  • Continue earning dividends on deposits
  • Avoid penalty for early share certificate withdrawal
  • Flexible terms and monthly payments that fit your needs
  • Easy application process
  • Local business experience and expertise
  • Local decision-making and processing
  • Personal, friendly service every step of the way
*All loans subject to approval.

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