Minimal collateral, credit concerns, and higher risk business ideas can create problems when trying to get a loan. If this is your situation, an SBA guaranteed loan could be the solution. An SBA loan can be used for general business purposes, the purchase of assets or real property, and working capital.

SBA 7(a) Loans*

For everything from purchasing commercial real estate and equipment to working capital for your day-to-day expenses, rely on an SBA 7(a) to get it done.

  • Designed for the needs of small businesses looking to:
    • Purchase an existing business
    • Acquire land or a building
    • Expand to another location
    • Buy equipment
  • Backed by the U.S. Small Business Administration (SBA)
  • Loan terms from 7 to 25 years
  • Competitive rates
  • Affordable payment plans
  • No prepayment penalties on loans less than 15 years in length

SBA 504 Loans*

Unlike traditional loans that may require larger down payments or near-perfect credit, a government-backed 504 Loan may be ideal for your situation.

  • Designed for the needs of small businesses looking to:
    • Expand through land or building acquisition
    • Undergo construction
    • Acquire major equipment/machinery
  • Backed by the U.S. Small Business Administration (SBA)
  • Loan terms up to 30 years
  • Easy to apply
  • Competitive rates
  • Affordable payment plans

*All loans subject to approval.

Do you have any questions?