Schedule of Fees
| Account Fees | ||
| New account fee | $2 | |
|
Account maintenance fee* (monthly, or quarterly for savings only) *waived with election of eStatements only |
$2 | |
|
Health Savings Account (HSA), annual *annual fee charged last day of calendar year |
$10 | |
|
Dormant account fee, per month *account dormant after 12 months no deposit, no withdrawal |
$5 | |
| Lucky Savers early withdrawal penalty | $25 | |
| Statement Options | ||
|
eStatements only *available in Online Access for 18 months |
Free | |
| Statement copy within last 18 months | $5 | |
| Statement copy 18 months and older | $2 | |
| Account Services | ||
| Assisted account transfer | $5 | |
| Temporary checks (sheet of 4) | $5 | |
| Check printing | Prices may vary | |
| Official bank check | $5 | |
| SkipPayment | $30 | |
| Account research/reconcilement | $25/hr, minimum 1 hr | |
| Copy of cleared or deposited item | $5 | |
| Return of deposit or payment | $20 | |
| Stop payment, per draft or series | $25 | |
| Check protest, per occurrence | $25 | |
| VISA Debit card replacement (first card free) | $10 | |
| Rush card replacement (sent express mail) | $75 | |
| IRA or HSA direct transfer (outgoing) | $25 | |
|
International item processing (Canadian checks free) *minimum check amount $300 for non-Canadian items |
$125-$175 | |
| Overdraft Services | ||
| NSF (Returned Item) | $28 | |
| NSF (Paid item) | $28 | |
| Overdraft transfer from savings, per item (checks and EFT) | $5 | |
| Wire Services | ||
| Wire transfer in | $15 | |
| Domestic wire transfer out | $25 | |
| International wire transfer out (in US currency) | $50 | |
| International wire transfer out (in foreign currency) | $30 | |
| Legal Process Services | ||
| Tax levy/lien | $100 | |
| Restraining notice | $100 | |
| Information subpoena | $100 | |
| Additional Services | ||
| Special currency/coin order | $5 | |
| Faxes to/from members | $1 | |
| Photocopies, each, self-serve | $0.10 | |
| FedEx service (in addition to FedEx charge) | $20 | |
| Notary Public | Free | |
| Deposit Bag | $5 | |
Ithaca Hours
Ithaca Hours are accepted for 100% of all fees with the following exceptions:
- Loan Payments - Max $20/month
- Returned item/overdraft fees - Max $25/month
- Class fees, loan application fees - Max $100/event
Bill Pay Access is now included
Don’t waste your money on stamps; pay your bills online. It’s easy to schedule single and recurring payments.
Non-member information
Checks written “on us” (Alternatives) are subject to a $5 check cashing fee.
Please note
Alternatives reserves the right (upon 30 day notice) to impose additional fees on high transaction volume business accounts.
