Schedule of Fees
Account Fees | ||
New account fee | $2 | |
Account maintenance fee* (monthly, or quarterly for savings only) *waived with election of eStatements only |
$2 | |
Health Savings Account (HSA), annual *annual fee charged last day of calendar year |
$10 | |
Dormant account fee, per month *account dormant after 12 months no deposit, no withdrawal |
$5 | |
Lucky Savers early withdrawal penalty | $25 | |
Statement Options | ||
eStatements only *available in Online Access for 18 months |
Free | |
Statement copy within last 18 months | $5 | |
Statement copy 18 months and older | $2 | |
Account Services | ||
Assisted account transfer | $5 | |
Temporary checks (sheet of 4) | $5 | |
Check printing | Prices may vary | |
Official bank check | $5 | |
SkipPayment | $30 | |
Account research/reconcilement | $25/hr, minimum 1 hr | |
Copy of cleared or deposited item | $5 | |
Return of deposit or payment | $20 | |
Stop payment, per draft or series | $25 | |
Check protest, per occurrence | $25 | |
Rush card replacement (sent express mail) | $75 | |
IRA or HSA direct transfer (outgoing) | $25 | |
International item processing (Canadian checks free) *minimum check amount $300 for non-Canadian items |
$125-$175 | |
Overdraft Services | ||
NSF (Paid item) | $28 | |
Overdraft transfer from savings, per item (checks and EFT) | $5 | |
Wire Services | ||
Wire transfer in | $15 | |
Domestic wire transfer out | $25 | |
International wire transfer out (in US currency) | $50 | |
International wire transfer out (in foreign currency) | $30 | |
Legal Process Services | ||
Tax levy/lien | $100 | |
Restraining notice | $100 | |
Information subpoena | $100 | |
Additional Services | ||
Special currency/coin order | $5 | |
Faxes to/from members | $1 | |
Photocopies, each, self-serve | $0.10 | |
FedEx service (in addition to FedEx charge) | $20 | |
Notary Public (service available to AFCU members only) | Free | |
Deposit Bag | $5 |
Ithaca Hours
Ithaca Hours are accepted for 100% of all fees with the following exceptions:
- Loan Payments - Max $20/month
- Returned item/overdraft fees - Max $25/month
- Class fees, loan application fees - Max $100/event
Bill Pay Access is now included
Don’t waste your money on stamps; pay your bills online. It’s easy to schedule single and recurring payments.
Non-member information
Checks written “on us” (Alternatives) are subject to a $5 check cashing fee.
Please note
Alternatives reserves the right (upon 30 day notice) to impose additional fees on high transaction volume business accounts.