Schedule of Fees
| New account fee, one time | $2 | |
| Student Credit Union membership (waived if parent is member and signer on account) | $2 | |
| Paper monthly or quarterly statements, per statement | $2 | |
| eStatements only | included | |
| Overdraft, bounced or covered, per item | $25 | |
| Overdraft transfer from savings, per item (checks and EFT) | $5 | |
| Return of a deposited check | $20 | |
| Account research/reconcilement | $25/hr., minimum 1 hr. | |
| Official bank check | $5 | |
| Temporary checks (up to four) | $5 | |
| Stop payment, per draft or series | $25 | |
| Copy of cleared check | $5 | |
| Balance of all accounts | included | |
| International item processing (Canadian checks free) | $20-$75 | |
| Deposit bag | $5 | |
| Address change, PO returned (50¢ Student CU) | $5 | |
| Check printing (business checks more) | $15 and up | |
| Health Savings Account (HSA), annual | $10 | |
| IRA direct transfer (outgoing) | $25 | |
| Wire transfer in | $15 | |
| Domestic wire transfer out | $25 | |
| International wire out (in US currency) | $50 | |
| International wire out (in foreign currency) | $30 | |
| Protest of check, per occurrence | $25 | |
| Special currency/coin order | $5 | |
| Faxes to/for members | $1 | |
| Photocopies, self-serve | 10¢ | |
| FedEx service - in addition to actual FedEx charge | $20 | |
| Notary Public | included | |
| Tax levies and liens | $50 | |
| Restraining Notice | $50 | |
| Information Subpoenas | $50 | |
| Dormant account fee (No activity for 12 months, per month) | $5 | |
Ithaca Hours
Ithaca Hours are accepted for many fees including:
- Membership, loan fees and automatic transfer fees (maximum of $100)
- Insufficient funds fee (maximum of $25/month)
Visa Debit Card fees
| Card replacement: First card free, subsequent card | $10 | |
| Card replacement sent express mail | $75 | |
| PIN replacement: Phone or in person | included | |
| PIN replacement: Express mail | $75 | |
Bill Pay Access is now included
Don’t waste your money on stamps; pay your bills online. It’s easy to schedule single and recurring payments.
Non-member information
Checks written “on us” (Alternatives) are subject to a $5 check cashing fee.
Please note
Alternatives reserves the right (upon 30 day notice) to impose additional fees on high transaction volume business accounts.
