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ITHACA BRANCH & DRIVE THRU HOURS ARE CHANGING NOVEMBER 2

Beginning November 2: Mon, Tue, Thu & Fri: 9 AM–5 PM | Wed: 9 AM–3 PM | Sat: 10 AM–1 PM Can’t make it before we close? Explore other ways to bank.

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Routing #: 221381867

Credit cards can work for you, or against you. It depends on the habits behind them. Join our nonprofit partner, BALANCE, for a free session on using credit cards with confidence, from everyday spending decisions to building a stronger credit score.

You’ll learn how to:

• Understand how your habits and mindset shape your credit card use
• Get practical tips to avoid common pitfalls and build your credit score
• Enjoy rewards without adding financial stress

Two sessions to choose from:
📅 October 6, 2026 | 1:30pm EDT
📅 October 15, 2026 | 5:00pm EDT