Everyone wants more control over their financial life — and the key to getting there is a budget. In this session from our nonprofit partner, BALANCE, you’ll discover how to build a realistic spending plan that works for your lifestyle, supports your goals, and helps you stay on track. Participants will learn how to set short- and long-term financial goals, allocate income intentionally, and create a budget that sticks. 

By the end of this webinar, participants will be able to: 

• Identify short- and long-term financial goals 
  Analyze current spending habits and spot areas for improvement 
• Build a realistic, flexible budget that fits their income and lifestyle 
• Allocate money toward savings, debt repayment, and future goals 
• Use practical tools to track progress and stay accountable 

Who Should Attend: 

• Individuals or families who feel their money “disappears” each month 
• Anyone living paycheck-to-paycheck and ready to take control 
• People who want to align their spending with their priorities and goals 
• Those working toward saving, debt repayment, or other financial milestones 

Speaker

LauRae D. Upchurch
Financial Education Program Manager
Balance Financial Wellness

Rae is a certified financial literacy educator and advocate dedicated to empowering individuals to take control of their finances and build lasting financial confidence.