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Imagine getting through life without ever having to dig for change or write a check. Use your free Alternatives VISA® Debit Card for any purchase — whether at home or abroad.


  • Use money from your checking account without having to write a check
  • Welcome at places that won't accept checks
  • Access to cash throughout the U.S. and around the world
  • Joint account holders may each receive a card (no need to share one checkbook)
  • Make withdrawals, transfers, inquiries, and deposits (where allowed) at ATM terminals
  • Nationwide Shared Branching via the CO-OP Network
  • Get cash back at participating merchants when using PIN debit
  • Avoid carrying large amounts of money
  • Authorization process limits your risk for lost or stolen cards
  • Each transaction appears on your monthly statement
  • Text Fraud Alerts sent to your mobile phone for added security

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Make a choice for a more economically just community.

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Apply for a loan

Get affordable financing for almost any need.

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